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Single Family ResidenceResidential
$229,860$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

BAY DR

MD
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$230K
$205K low$255K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$229,860
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,888

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,423 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,033 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,667
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dynard Elementary SchoolA
Elementary · Grades PK–5 · 4.6 mi
M
Margaret Brent Middle SchoolB-
Middle · Grades 6–8 · 7.3 mi
H
Chopticon High SchoolB
High · Grades 9–12 · 7.3 mi

District: St. Marys County Public Schools

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in St. Mary's County
  • Smaller than 94% of homes in St. Mary's County
  • Has a smaller lot than 74% of homes in St. Mary's County
  • Older than 89% of homes in St. Mary's County

How it measures up in St. Mary's County

The dot is this home. The mark in the middle is the typical home in St. Mary's County.

Estimated value$229,860
CheaperTypical $425,843Pricier

Pricier than 6% of homes nearby

Price per ft²$246
CheaperTypical $233Pricier

Pricier than 58% of homes nearby

Living area936 ft²
SmallerTypical 1,789 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.25 ac
SmallerTypical 0.75 acBigger

Bigger than 26% of homes nearby

Year built1960
OlderTypical 1992Newer

Newer than 11% of homes nearby

How Bay Dr ranks against every home in each area.
MeasureThis homeSt. Mary's County
Estimated valuepricier than$229,8606% of homes
Price per ft²pricier than$24658% of homes
Living areabigger than936 ft²6% of homes
Lot sizebigger than0.25 ac26% of homes
Year builtnewer than196011% of homes

About Bay Dr

How much is Bay Dr, , MD worth?

The TopHap Estimate for Bay Dr, , MD is $229,860 as of Jul 14, 2026. The likely range is $204,724 to $254,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Bay Dr, , MD last sell?

Bay Dr, , MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is Bay Dr, , MD?

Bay Dr, , MD has 1 bathrooms, 936 square feet of living space and a 0.25-acre lot.

When was Bay Dr, , MD built?

Bay Dr, , MD was built in 1960, making it 66 years old. The building has 1 story.

What schools serve Bay Dr, , MD?

Bay Dr, , MD is assigned to Dynard Elementary School (elementary), rated A; Margaret Brent Middle School (middle), rated B-; Chopticon High School (high), rated B. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Bay Dr, , MD compare to other homes in St. Mary's County?

Among the 40,281 homes in St. Mary's County, it is worth more than 6% of them ($229,860 against a typical $425,843), its price per square foot is higher than 58% of them ($246 against a typical $233), it is bigger than 6% of them (936 ft² against a typical 1,789 ft²), its lot is bigger than 26% of them (0.25 ac against a typical 0.75 ac) and it is newer than 11% of them (1960 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Bay Dr, , MD?

The 2025 property tax bill for Bay Dr, , MD was $1,423. The county assessed it at $121,033.

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Assigned schools

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