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Rural ResidenceResidential
$534,238$381 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

CARDWELL, MT 59721
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$534K
$409K low$659K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$534,238
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$427,390

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,333 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,204 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$403,204
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,204

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.1.03
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cardwell School
Elementary · Grades PK–8 · 0.8 mi
H
Whitehall High SchoolC
High · Grades 9–12 · 7.8 mi

District: Cardwell Elementary School District

Neighborhood · ZIP 59721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.188

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,453
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Cardwell 59721
  • Costs less per square foot than 78% of homes in Madison County
  • Has a smaller lot than 84% of homes in Cardwell 59721
  • Newer than 81% of homes in Madison County

What homes are worth in Cardwell 59721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$361K$1.9M

This home is worth more than 16% of homes in Cardwell 59721.

How it measures up in Cardwell 59721

The dot is this home. The mark in the middle is the typical home in Cardwell 59721.

Estimated value$534,238
CheaperTypical $806,497Pricier

Pricier than 16% of homes nearby

Price per ft²$381
CheaperTypical $501Pricier

Pricier than 27% of homes nearby

Living area1,404 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 42% of homes nearby

Lot size1.04 ac
SmallerTypical 20 acBigger

Bigger than 16% of homes nearby

Year built2016
OlderTypical 1994Newer

Newer than 79% of homes nearby

How ranks against every home in each area.
MeasureThis homeCardwell 59721Madison County
Estimated valuepricier than$534,23816% of homes21% of homes
Price per ft²pricier than$38127% of homes22% of homes
Living areabigger than1,404 ft²42% of homes41% of homes
Lot sizebigger than1.04 ac16% of homes36% of homes
Year builtnewer than201679% of homes81% of homes

About

How much is , Cardwell, MT worth?

The TopHap Estimate for , Cardwell, MT is $534,238 as of Jul 14, 2026. The likely range is $409,316 to $659,160. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is , Cardwell, MT?

, Cardwell, MT has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 1.03-acre lot.

When was , Cardwell, MT built?

, Cardwell, MT was built in 2016, making it 10 years old. It is a ranch home. The building has 1 story.

What schools serve , Cardwell, MT?

, Cardwell, MT is assigned to Cardwell School (elementary); Whitehall High School (high), rated C. All sit in Cardwell Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Cardwell, MT compare to other homes in Cardwell 59721?

Among the 225 homes in Cardwell 59721, it is worth more than 16% of them ($534,238 against a typical $806,497), its price per square foot is higher than 27% of them ($381 against a typical $501), it is bigger than 42% of them (1,404 ft² against a typical 1,620 ft²), its lot is bigger than 16% of them (1.04 ac against a typical 20 ac) and it is newer than 79% of them (2016 against a typical 1994). Measured against all of Madison County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Cardwell, MT?

The 2025 property tax bill for , Cardwell, MT was $1,333. The county assessed it at $403,204.

Closest homes

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Assigned schools

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