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Rural ResidenceResidential
$1,362,362$536 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $292,500 on Oct 1, 2003

CEDAR RIDGE DR

NEBO, NC 28761
5
Beds
6 / 1
Baths
2,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$292,500 · Oct 1, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$347,362
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$277,890
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
BRANCH BANKING AND TRUST CO · 5.75% 1 · recorded Mar 17, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$415,000
BRANCH BANKING AND TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,699 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,246,310 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$375,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$871,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,246,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,246,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMcDowell
Lot (acres)The size of the land the home sits on, from county records.12.61
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Cove Elementary SchoolC-
Elementary · Grades PK–5 · 5.3 mi
H
McDowell High SchoolD
High · Grades 9–12 · 6.3 mi
M
West Mcdowell Middle SchoolD+
Middle · Grades 6–8 · 6.3 mi

District: McDowell County Schools

Neighborhood · ZIP 28761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,489
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,878
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cedar Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in McDowell County
  • Costs more per square foot than 96% of homes in McDowell County
  • Bigger than 94% of homes in McDowell County
  • Has a bigger lot than 92% of homes in McDowell County
  • Newer than 88% of homes in McDowell County

What homes are worth in Nebo 28761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$2.5M

This home is worth more than 91% of homes in Nebo 28761.

How it measures up in Nebo 28761

The dot is this home. The mark in the middle is the typical home in Nebo 28761.

Estimated value$1,362,362
CheaperTypical $302,461Pricier

Pricier than 91% of homes nearby

Price per ft²$536
CheaperTypical $242Pricier

Pricier than 86% of homes nearby

Living area2,544 ft²
SmallerTypical 1,552 ft²Bigger

Bigger than 88% of homes nearby

Lot size12.61 ac
SmallerTypical 1.8 acBigger

Bigger than 91% of homes nearby

Year built2009
OlderTypical 1997Newer

Newer than 74% of homes nearby

How Cedar Ridge Dr ranks against every home in each area.
MeasureThis homeNebo 28761McDowell County
Estimated valuepricier than$1,362,36291% of homes98% of homes
Price per ft²pricier than$53686% of homes96% of homes
Living areabigger than2,544 ft²88% of homes94% of homes
Lot sizebigger than12.61 ac91% of homes92% of homes
Year builtnewer than200974% of homes88% of homes

About Cedar Ridge Dr

How much is Cedar Ridge Dr, Nebo, NC worth?

The TopHap Estimate for Cedar Ridge Dr, Nebo, NC is $1,362,362 as of Jul 14, 2026. The likely range is $1,032,513 to $1,692,211. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Cedar Ridge Dr, Nebo, NC last sell?

Cedar Ridge Dr, Nebo, NC last sold on Oct 1, 2003 for $292,500, according to the county's recorded deed.

How big is Cedar Ridge Dr, Nebo, NC?

Cedar Ridge Dr, Nebo, NC has 5 bedrooms, 6 bathrooms, 2,544 square feet of living space and a 12.61-acre lot.

When was Cedar Ridge Dr, Nebo, NC built?

Cedar Ridge Dr, Nebo, NC was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve Cedar Ridge Dr, Nebo, NC?

Cedar Ridge Dr, Nebo, NC is assigned to North Cove Elementary School (elementary), rated C-; McDowell High School (high), rated D; West Mcdowell Middle School (middle), rated D+. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Cedar Ridge Dr, Nebo, NC compare to other homes in Nebo 28761?

Among the 4,621 homes in Nebo 28761, it is worth more than 91% of them ($1,362,362 against a typical $302,461), its price per square foot is higher than 86% of them ($536 against a typical $242), it is bigger than 88% of them (2,544 ft² against a typical 1,552 ft²), its lot is bigger than 91% of them (12.61 ac against a typical 1.8 ac) and it is newer than 74% of them (2009 against a typical 1997). Measured against all of McDowell County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Cedar Ridge Dr, Nebo, NC?

The 2025 property tax bill for Cedar Ridge Dr, Nebo, NC was $8,699. The county assessed it at $1,246,310.

Closest homes

More homes in Nebo 28761

Assigned schools

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