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Residential (General/Single)Residential
$481,440
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COPPERLEAF CT

OWINGS, MD 20736
0
Baths
10.96 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$481K
$406K low$556K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$481,440
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$385,152

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.10.96
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northern High SchoolA
High · Grades 9–12 · 0.8 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 1.0 mi
E
Mount Harmony Elementary SchoolA
Elementary · Grades PK–5 · 1.3 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Copperleaf Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Owings 20736
  • Has a bigger lot than 98% of homes in Calvert County

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$288K$1.1M

This home is worth more than 26% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$481,440
CheaperTypical $596,833Pricier

Pricier than 26% of homes nearby

Lot size10.96 ac
SmallerTypical 1.27 acBigger

Bigger than 97% of homes nearby

How Copperleaf Ct ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$481,44026% of homes52% of homes
Lot sizebigger than10.96 ac97% of homes98% of homes

About Copperleaf Ct

How much is Copperleaf Ct, Owings, MD worth?

The TopHap Estimate for Copperleaf Ct, Owings, MD is $481,440 as of Jul 14, 2026. The likely range is $406,406 to $556,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Copperleaf Ct, Owings, MD last sell?

Copperleaf Ct, Owings, MD last sold on Oct 22, 2003, according to the county's recorded deed.

What schools serve Copperleaf Ct, Owings, MD?

Copperleaf Ct, Owings, MD is assigned to Northern High School (high), rated A; Northern Middle School (middle), rated A-; Mount Harmony Elementary School (elementary), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Copperleaf Ct, Owings, MD compare to other homes in Owings 20736?

Among the 3,127 homes in Owings 20736, it is worth more than 26% of them ($481,440 against a typical $596,833) and its lot is bigger than 97% of them (10.96 ac against a typical 1.27 ac). Measured against all of Calvert County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Owings 20736

Assigned schools

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