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Residential (General/Single)Residential
$657,522
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

COSMIC PL

LA PLATA, MD 20646
0
Baths
6.75 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$658K
$609K low$706K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$657,522
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$526,018

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCharles
Lot (acres)The size of the land the home sits on, from county records.6.75

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St. Charles High SchoolD
High · Grades 9–12 · 1.7 mi
E
Mary H. Matula Elementary SchoolB+
Elementary · Grades PK–5 · 1.8 mi
M
Milton M. Somers Middle SchoolC-
Middle · Grades 6–8 · 3.1 mi

District: Charles County Public Schools

Neighborhood · ZIP 20646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Cosmic Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Charles County
  • Has a bigger lot than 96% of homes in Charles County

What homes are worth in La Plata 20646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$829K

This home is worth more than 87% of homes in La Plata 20646.

How it measures up in La Plata 20646

The dot is this home. The mark in the middle is the typical home in La Plata 20646.

Estimated value$657,522
CheaperTypical $469,860Pricier

Pricier than 87% of homes nearby

Lot size6.75 ac
SmallerTypical 0.79 acBigger

Bigger than 94% of homes nearby

How Cosmic Pl ranks against every home in each area.
MeasureThis homeLa Plata 20646Charles County
Estimated valuepricier than$657,52287% of homes91% of homes
Lot sizebigger than6.75 ac94% of homes96% of homes

About Cosmic Pl

How much is Cosmic Pl, La Plata, MD worth?

The TopHap Estimate for Cosmic Pl, La Plata, MD is $657,522 as of Jul 14, 2026. The likely range is $608,666 to $706,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Cosmic Pl, La Plata, MD last sell?

Cosmic Pl, La Plata, MD last sold on Oct 30, 2024, according to the county's recorded deed.

What schools serve Cosmic Pl, La Plata, MD?

Cosmic Pl, La Plata, MD is assigned to St. Charles High School (high), rated D; Mary H. Matula Elementary School (elementary), rated B+; Milton M. Somers Middle School (middle), rated C-. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Cosmic Pl, La Plata, MD compare to other homes in La Plata 20646?

Among the 8,397 homes in La Plata 20646, it is worth more than 87% of them ($657,522 against a typical $469,860) and its lot is bigger than 94% of them (6.75 ac against a typical 0.79 ac). Measured against all of Charles County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes in La Plata 20646

Assigned schools

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