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Single Family ResidenceResidential
$506,356
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

GEARHART, OR 97138
0
Baths
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$506K
$361K low$652K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$547,500
WELLS FARGO BANK · R · recorded Feb 24, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$112 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,212 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,192

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClatsop
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gearhart Elementary School
Elementary · Grades KG–5 · 0.1 mi
H
Seaside High SchoolD-
High · Grades 9–12 · 2.7 mi
M
Broadway Middle SchoolB
Middle · Grades 6–8 · 2.7 mi

District: Seaside School District 10

Neighborhood · ZIP 97138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.298

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,187
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.135 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 92% of homes in Clatsop County

What homes are worth in Seaside 97138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$1.7M

This home is worth more than 53% of homes in Seaside 97138.

How it measures up in Seaside 97138

The dot is this home. The mark in the middle is the typical home in Seaside 97138.

Estimated value$506,356
CheaperTypical $492,453Pricier

Pricier than 53% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.22 acBigger

Bigger than 9% of homes nearby

How ranks against every home in each area.
MeasureThis homeSeaside 97138Clatsop County
Estimated valuepricier than$506,35653% of homes52% of homes
Lot sizebigger than3,920 ft²9% of homes8% of homes

About

How much is , Gearhart, OR worth?

The TopHap Estimate for , Gearhart, OR is $506,356 as of Jul 14, 2026. The likely range is $360,719 to $651,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve , Gearhart, OR?

, Gearhart, OR is assigned to Gearhart Elementary School (elementary); Seaside High School (high), rated D-; Broadway Middle School (middle), rated B. All sit in Seaside School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Gearhart, OR compare to other homes in Seaside 97138?

Among the 7,426 homes in Seaside 97138, it is worth more than 53% of them ($506,356 against a typical $492,453) and its lot is bigger than 9% of them (3,920 ft² against a typical 0.22 ac). Measured against all of Clatsop County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Gearhart, OR?

The 2025 property tax bill for , Gearhart, OR was $112. The county assessed it at $10,212.

Closest homes

More homes in Gearhart 97138

Assigned schools

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