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Single Family ResidentialResidential
$82,297
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,500 on Jun 2, 1994

HARBOR DR

MD
0
Baths
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$82K
$76K low$88K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,500 · Jun 2, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,297
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,838

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$299 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySt. Mary's
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dynard Elementary SchoolA
Elementary · Grades PK–5 · 3.3 mi
H
Chopticon High SchoolB
High · Grades 9–12 · 7.5 mi
M
Margaret Brent Middle SchoolB-
Middle · Grades 6–8 · 8.1 mi

District: St. Marys County Public Schools

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in St. Mary's County
  • Has a smaller lot than 78% of homes in St. Mary's County

How it measures up in St. Mary's County

The dot is this home. The mark in the middle is the typical home in St. Mary's County.

Estimated value$82,297
CheaperTypical $426,118Pricier

Cheaper than almost all homes nearby

Lot size0.23 ac
SmallerTypical 0.78 acBigger

Bigger than 22% of homes nearby

How Harbor Dr ranks against every home in each area.
MeasureThis homeSt. Mary's County
Estimated valuepricier than$82,297almost no homes
Lot sizebigger than0.23 ac22% of homes

About Harbor Dr

How much is Harbor Dr, , MD worth?

The TopHap Estimate for Harbor Dr, , MD is $82,297 as of Jul 14, 2026. The likely range is $76,124 to $88,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Harbor Dr, , MD last sell?

Harbor Dr, , MD last sold on Jun 2, 1994 for $2,500, according to the county's recorded deed.

What schools serve Harbor Dr, , MD?

Harbor Dr, , MD is assigned to Dynard Elementary School (elementary), rated A; Chopticon High School (high), rated B; Margaret Brent Middle School (middle), rated B-. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Harbor Dr, , MD compare to other homes in St. Mary's County?

Among the 40,286 homes in St. Mary's County, it is worth more than almost none of them ($82,297 against a typical $426,118) and its lot is bigger than 22% of them (0.23 ac against a typical 0.78 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Harbor Dr, , MD?

The 2023 property tax bill for Harbor Dr, , MD was $299. The county assessed it at $31,000.

Closest homes

Assigned schools

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