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Single Family ResidentialResidential
$110,098
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $284,900 on Oct 24, 2005

MD
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$110K
$99K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$284,900 · Oct 24, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.193%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$227,900
SIDUS FINANCIAL CORP · P · recorded Oct 24, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$472 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$46,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySt. Mary's
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge Elementary SchoolC
Elementary · Grades PK–5 · 3.4 mi
M
Spring Ridge Middle SchoolC
Middle · Grades 6–8 · 10.6 mi
H
Great Mills High SchoolD+
High · Grades 9–12 · 14.9 mi

District: St. Marys County Public Schools

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in St. Mary's County
  • Has a smaller lot than 81% of homes in St. Mary's County

How it measures up in St. Mary's County

The dot is this home. The mark in the middle is the typical home in St. Mary's County.

Estimated value$110,098
CheaperTypical $424,738Pricier

Cheaper than almost all homes nearby

Lot size0.21 ac
SmallerTypical 0.8 acBigger

Bigger than 19% of homes nearby

How ranks against every home in each area.
MeasureThis homeSt. Mary's County
Estimated valuepricier than$110,098almost no homes
Lot sizebigger than0.21 ac19% of homes

About

How much is , , MD worth?

The TopHap Estimate for , , MD is $110,098 as of Jul 14, 2026. The likely range is $98,793 to $121,403. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , , MD last sell?

, , MD last sold on Oct 24, 2005 for $284,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve , , MD?

, , MD is assigned to Ridge Elementary School (elementary), rated C; Spring Ridge Middle School (middle), rated C; Great Mills High School (high), rated D+. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , , MD compare to other homes in St. Mary's County?

Among the 40,286 homes in St. Mary's County, it is worth more than almost none of them ($110,098 against a typical $424,738) and its lot is bigger than 19% of them (0.21 ac against a typical 0.8 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , , MD?

The 2023 property tax bill for , , MD was $472. The county assessed it at $46,000.

Closest homes

Assigned schools

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