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Rural ResidenceResidential
$242,442$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

MONTEREY, VA 24465
2
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
80 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$242K
$210K low$275K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$242,442
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$193,954

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,386 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$202,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$271,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHIGHLAND
Lot (acres)The size of the land the home sits on, from county records.80.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Porch · 84 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Highland High SchoolA-
Middle · Grades 6–12 · 5.0 mi
E
Highland Elementary SchoolB+
Elementary · Grades PK–5 · 5.0 mi

District: Highland County Public Schools

Neighborhood · ZIP 24465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.1,368
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,757
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Monterey 24465
  • Costs more per square foot than 67% of homes in Monterey 24465
  • Smaller than 90% of homes in Monterey 24465
  • Has a bigger lot than 86% of homes in Monterey 24465

What homes are worth in Monterey 24465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.6M

This home is worth more than 31% of homes in Monterey 24465.

How it measures up in Monterey 24465

The dot is this home. The mark in the middle is the typical home in Monterey 24465.

Estimated value$242,442
CheaperTypical $316,320Pricier

Pricier than 31% of homes nearby

Price per ft²$266
CheaperTypical $205Pricier

Pricier than 67% of homes nearby

Living area912 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 10% of homes nearby

Lot size80 ac
SmallerTypical 5.4 acBigger

Bigger than 86% of homes nearby

Year built1964
OlderTypical 1971Newer

Newer than 48% of homes nearby

How ranks against every home in each area.
MeasureThis homeMonterey 24465Highland County
Estimated valuepricier than$242,44231% of homes34% of homes
Price per ft²pricier than$26667% of homes63% of homes
Living areabigger than912 ft²10% of homes14% of homes
Lot sizebigger than80 ac86% of homes84% of homes
Year builtnewer than196448% of homes47% of homes

About

How much is , Monterey, VA worth?

The TopHap Estimate for , Monterey, VA is $242,442 as of Jul 14, 2026. The likely range is $209,817 to $275,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Monterey, VA last sell?

, Monterey, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is , Monterey, VA?

, Monterey, VA has 2 bedrooms, 1 bathrooms, 912 square feet of living space and a 80.00-acre lot.

When was , Monterey, VA built?

, Monterey, VA was built in 1964, making it 62 years old. It is a rustic home.

What schools serve , Monterey, VA?

, Monterey, VA is assigned to Highland High School (middle), rated A-; Highland Elementary School (elementary), rated B+. All sit in Highland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Monterey, VA compare to other homes in Monterey 24465?

Among the 1,002 homes in Monterey 24465, it is worth more than 31% of them ($242,442 against a typical $316,320), its price per square foot is higher than 67% of them ($266 against a typical $205), it is bigger than 10% of them (912 ft² against a typical 1,512 ft²), its lot is bigger than 86% of them (80 ac against a typical 5.4 ac) and it is newer than 48% of them (1964 against a typical 1971). Measured against all of Highland County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Monterey, VA?

The 2026 property tax bill for , Monterey, VA was $1,386. The county assessed it at $271,800.

Closest homes

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