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Single Family ResidenceResidential
$573,732$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $187,000 on Jul 28, 2015

N OF LOWER RIVER RD

DECATUR, AL 35603
2
Baths
3,585 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$574K
$496K low$651K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$187,000 · Jul 28, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$165,732
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,586
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$408,000
QUICKEN LOANS LLC · recorded Oct 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,732 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,570
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,590
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$651,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.98 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.8.50
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Priceville High SchoolB
High · Grades 9–12 · 0.7 mi
E
Priceville Elementary SchoolA+
Elementary · Grades PK–4 · 1.9 mi
M
Priceville Junior High SchoolA+
Middle · Grades 5–8 · 2.2 mi

District: Morgan County School District

Neighborhood · ZIP 35603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,592
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,456
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N Of Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Morgan County
  • Costs more per square foot than 70% of homes in Morgan County
  • Bigger than 97% of homes in Morgan County
  • Has a bigger lot than 97% of homes in Decatur 35603
  • Newer than 95% of homes in Morgan County

What homes are worth in Decatur 35603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$711K

This home is worth more than 95% of homes in Decatur 35603.

How it measures up in Decatur 35603

The dot is this home. The mark in the middle is the typical home in Decatur 35603.

Estimated value$573,732
CheaperTypical $277,157Pricier

Pricier than 95% of homes nearby

Price per ft²$160
CheaperTypical $147Pricier

Pricier than 65% of homes nearby

Living area3,585 ft²
SmallerTypical 1,828 ft²Bigger

Bigger than 96% of homes nearby

Lot size8.5 ac
SmallerTypical 0.36 acBigger

Bigger than 97% of homes nearby

Year built2017
OlderTypical 1991Newer

Newer than 94% of homes nearby

How N Of Lower River Rd ranks against every home in each area.
MeasureThis homeDecatur 35603Morgan County
Estimated valuepricier than$573,73295% of homes96% of homes
Price per ft²pricier than$16065% of homes70% of homes
Living areabigger than3,585 ft²96% of homes97% of homes
Lot sizebigger than8.5 ac97% of homes92% of homes
Year builtnewer than201794% of homes95% of homes

About N Of Lower River Rd

How much is N Of Lower River Rd, Decatur, AL worth?

The TopHap Estimate for N Of Lower River Rd, Decatur, AL is $573,732 as of Jul 14, 2026. The likely range is $496,298 to $651,166. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did N Of Lower River Rd, Decatur, AL last sell?

N Of Lower River Rd, Decatur, AL last sold on Jul 28, 2015 for $187,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is N Of Lower River Rd, Decatur, AL?

N Of Lower River Rd, Decatur, AL has 2 bathrooms, 3,585 square feet of living space and a 8.50-acre lot.

When was N Of Lower River Rd, Decatur, AL built?

N Of Lower River Rd, Decatur, AL was built in 2017, making it 9 years old. The building has 1 story.

What schools serve N Of Lower River Rd, Decatur, AL?

N Of Lower River Rd, Decatur, AL is assigned to Priceville High School (high), rated B; Priceville Elementary School (elementary), rated A+; Priceville Junior High School (middle), rated A+. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N Of Lower River Rd, Decatur, AL compare to other homes in Decatur 35603?

Among the 11,035 homes in Decatur 35603, it is worth more than 95% of them ($573,732 against a typical $277,157), its price per square foot is higher than 65% of them ($160 against a typical $147), it is bigger than 96% of them (3,585 ft² against a typical 1,828 ft²), its lot is bigger than 97% of them (8.5 ac against a typical 0.36 ac) and it is newer than 94% of them (2017 against a typical 1991). Measured against all of Morgan County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N Of Lower River Rd, Decatur, AL?

The 2025 property tax bill for N Of Lower River Rd, Decatur, AL was $1,732. The county assessed it at $65,160.

Closest homes

More homes in Decatur 35603

Assigned schools

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