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Single Family ResidentialResidential
$259,355
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

N RIDGE AVE

LIBERTY, MO 64068
0
Baths

Valuation

$259K
$254K low$265K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,355
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,484
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,000
FARMERS STATE BANK · recorded Jan 9, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$950 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$5,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Heritage Middle SchoolB
Middle · Grades 6–8 · 0.2 mi
E
Ridgeview Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
H
Liberty North High SchoolA+
High · Grades 9–12 · 2.5 mi

District: Liberty 53 School District

Neighborhood · ZIP 64068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.40,178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.458 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,591
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,095
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N Ridge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Liberty 64068

What homes are worth in Liberty 64068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$857K

This home is worth more than 27% of homes in Liberty 64068.

How it measures up in Liberty 64068

The dot is this home. The mark in the middle is the typical home in Liberty 64068.

Estimated value$259,355
CheaperTypical $327,168Pricier

Pricier than 27% of homes nearby

How N Ridge Ave ranks against every home in each area.
MeasureThis homeLiberty 64068Clay County
Estimated valuepricier than$259,35527% of homes33% of homes

About N Ridge Ave

How much is N Ridge Ave, Liberty, MO worth?

The TopHap Estimate for N Ridge Ave, Liberty, MO is $259,355 as of Jul 14, 2026. The likely range is $253,778 to $264,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did N Ridge Ave, Liberty, MO last sell?

N Ridge Ave, Liberty, MO last sold on Mar 24, 2025, according to the county's recorded deed.

What schools serve N Ridge Ave, Liberty, MO?

N Ridge Ave, Liberty, MO is assigned to Heritage Middle School (middle), rated B; Ridgeview Elementary School (elementary), rated C-; Liberty North High School (high), rated A+. All sit in Liberty 53 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

Closest homes

More homes in Liberty 64068

Assigned schools

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