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Residential (General/Single)Residential
$180,870$53 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,800 on Jul 2, 2024

N RIVER RD

MARCY, NY 13403
6
Beds
3
Baths
3,444 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
43.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$181K
$164K low$198K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,800 · Jul 2, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,991
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,393
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,000
UTICA GAS & ELECTRIC EMPLOYEES FCU · recorded Nov 28, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,879
HUD-HOUSING/URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,799 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,038

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.151 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.43.93
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 452 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Whitesboro High SchoolA
High · Grades 9–12 · 0.7 mi
E
Marcy Elementary SchoolB-
Elementary · Grades KG–5 · 1.2 mi
M
Whitesboro Middle SchoolB
Middle · Grades 7–8 · 1.9 mi

District: Whitesboro Central School District

Neighborhood · ZIP 13403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.24
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,433
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,169
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,335
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Marcy 13403
  • Among the lowest price per square foot in Marcy 13403
  • Bigger than 98% of homes in Marcy 13403
  • Has a bigger lot than 98% of homes in Oneida County
  • Newer than 65% of homes in Oneida County

What homes are worth in Marcy 13403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$567K

This home is worth more than 4% of homes in Marcy 13403.

How it measures up in Marcy 13403

The dot is this home. The mark in the middle is the typical home in Marcy 13403.

Estimated value$180,870
CheaperTypical $299,463Pricier

Pricier than 4% of homes nearby

Price per ft²$53
CheaperTypical $188Pricier

Cheaper than almost all homes nearby

Living area3,444 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 98% of homes nearby

Lot size43.93 ac
SmallerTypical 0.78 acBigger

Bigger than 97% of homes nearby

Year built1960
OlderTypical 1969Newer

Newer than 38% of homes nearby

How N River Rd ranks against every home in each area.
MeasureThis homeMarcy 13403Oneida County
Estimated valuepricier than$180,8704% of homes30% of homes
Price per ft²pricier than$53almost no homes2% of homes
Living areabigger than3,444 ft²98% of homes97% of homes
Lot sizebigger than43.93 ac97% of homes98% of homes
Year builtnewer than196038% of homes65% of homes

About N River Rd

How much is N River Rd, Marcy, NY worth?

The TopHap Estimate for N River Rd, Marcy, NY is $180,870 as of Jul 14, 2026. The likely range is $163,573 to $198,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did N River Rd, Marcy, NY last sell?

N River Rd, Marcy, NY last sold on Jul 2, 2024 for $135,800, according to the county's recorded deed.

How big is N River Rd, Marcy, NY?

N River Rd, Marcy, NY has 6 bedrooms, 3 bathrooms, 3,444 square feet of living space and a 43.93-acre lot.

When was N River Rd, Marcy, NY built?

N River Rd, Marcy, NY was built in 1960, making it 66 years old. It is a traditional/old home. The building has 2 stories.

What schools serve N River Rd, Marcy, NY?

N River Rd, Marcy, NY is assigned to Whitesboro High School (high), rated A; Marcy Elementary School (elementary), rated B-; Whitesboro Middle School (middle), rated B. All sit in Whitesboro Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N River Rd, Marcy, NY compare to other homes in Marcy 13403?

Among the 1,670 homes in Marcy 13403, it is worth more than 4% of them ($180,870 against a typical $299,463), its price per square foot is higher than almost none of them ($53 against a typical $188), it is bigger than 98% of them (3,444 ft² against a typical 1,736 ft²), its lot is bigger than 97% of them (43.93 ac against a typical 0.78 ac) and it is newer than 38% of them (1960 against a typical 1969). Measured against all of Oneida County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N River Rd, Marcy, NY?

The 2024 property tax bill for N River Rd, Marcy, NY was $1,799. The county assessed it at $50,900.

Closest homes

More homes in Marcy 13403

Assigned schools

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