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Single Family ResidenceResidential
$140,620$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

N18197 RIVER RD

SPALDING, MI 49886
1
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$141K
$133K low$148K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,620
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,496

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,450 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMENOMINEE
Lot (acres)The size of the land the home sits on, from county records.20.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 384 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Central Elementary SchoolB-
Elementary · Grades PK–5 · 4.7 mi
M
North Central Middle SchoolA-
Middle · Grades 6–8 · 5.5 mi
H
North Central Area Senior High SchoolC
High · Grades 9–12 · 5.5 mi

District: North Central Area Schools

Neighborhood · ZIP 49886These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.58
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,168
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N18197 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Menominee County
  • Costs more per square foot than 79% of homes in Spalding 49886
  • Smaller than 80% of homes in Menominee County
  • Has a bigger lot than 75% of homes in Spalding 49886

What homes are worth in Spalding 49886

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$262K

This home is worth more than 35% of homes in Spalding 49886.

How it measures up in Spalding 49886

The dot is this home. The mark in the middle is the typical home in Spalding 49886.

Estimated value$140,620
CheaperTypical $156,947Pricier

Pricier than 35% of homes nearby

Price per ft²$156
CheaperTypical $120Pricier

Pricier than 79% of homes nearby

Living area900 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 21% of homes nearby

Lot size20 ac
SmallerTypical 1.77 acBigger

Bigger than 75% of homes nearby

How N18197 River Rd ranks against every home in each area.
MeasureThis homeSpalding 49886Menominee County
Estimated valuepricier than$140,62035% of homes26% of homes
Price per ft²pricier than$15679% of homes69% of homes
Living areabigger than900 ft²21% of homes20% of homes
Lot sizebigger than20 ac75% of homes74% of homes

About N18197 River Rd

How much is N18197 River Rd, Spalding, MI worth?

The TopHap Estimate for N18197 River Rd, Spalding, MI is $140,620 as of Jul 14, 2026. The likely range is $133,284 to $147,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did N18197 River Rd, Spalding, MI last sell?

N18197 River Rd, Spalding, MI last sold on Oct 18, 2012, according to the county's recorded deed.

How big is N18197 River Rd, Spalding, MI?

N18197 River Rd, Spalding, MI has 1 bathrooms, 900 square feet of living space and a 20.00-acre lot.

What schools serve N18197 River Rd, Spalding, MI?

N18197 River Rd, Spalding, MI is assigned to North Central Elementary School (elementary), rated B-; North Central Middle School (middle), rated A-; North Central Area Senior High School (high), rated C. All sit in North Central Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N18197 River Rd, Spalding, MI compare to other homes in Spalding 49886?

Among the 293 homes in Spalding 49886, it is worth more than 35% of them ($140,620 against a typical $156,947), its price per square foot is higher than 79% of them ($156 against a typical $120), it is bigger than 21% of them (900 ft² against a typical 1,248 ft²) and its lot is bigger than 75% of them (20 ac against a typical 1.77 ac). Measured against all of Menominee County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N18197 River Rd, Spalding, MI?

The 2025 property tax bill for N18197 River Rd, Spalding, MI was $2,450. The county assessed it at $81,800.

Closest homes

More homes in Spalding 49886

Assigned schools

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