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Single Family ResidenceResidential
$185,710
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

N538 RIVER LN

MELROSE, WI 54642
0
Baths
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$186K
$158K low$214K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,710
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,568
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
CO OP CU · recorded Jul 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$149,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.121 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.None

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Melrose-Mindoro Elementary SchoolB-
Elementary · Grades PK–6 · 5.1 mi
M
Melrose-Mindoro Junior/Senior High SchoolC+
Middle · Grades 7–12 · 5.1 mi

District: Melrose-Mindoro School District

Neighborhood · ZIP 54642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,148
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,832
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,526
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

N538 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 92% of homes in Jackson County

What homes are worth in Melrose 54642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$677K

This home is worth more than 37% of homes in Melrose 54642.

How it measures up in Melrose 54642

The dot is this home. The mark in the middle is the typical home in Melrose 54642.

Estimated value$185,710
CheaperTypical $228,148Pricier

Pricier than 37% of homes nearby

Lot size0.32 ac
SmallerTypical 2.99 acBigger

Bigger than 14% of homes nearby

How N538 River Ln ranks against every home in each area.
MeasureThis homeMelrose 54642Jackson County
Estimated valuepricier than$185,71037% of homes43% of homes
Lot sizebigger than0.32 ac14% of homes8% of homes

About N538 River Ln

How much is N538 River Ln, Melrose, WI worth?

The TopHap Estimate for N538 River Ln, Melrose, WI is $185,710 as of Jul 14, 2026. The likely range is $157,519 to $213,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did N538 River Ln, Melrose, WI last sell?

N538 River Ln, Melrose, WI last sold on May 31, 2018, according to the county's recorded deed.

What schools serve N538 River Ln, Melrose, WI?

N538 River Ln, Melrose, WI is assigned to Melrose-Mindoro Elementary School (elementary), rated B-; Melrose-Mindoro Junior/Senior High School (middle), rated C+. All sit in Melrose-Mindoro School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does N538 River Ln, Melrose, WI compare to other homes in Melrose 54642?

Among the 837 homes in Melrose 54642, it is worth more than 37% of them ($185,710 against a typical $228,148) and its lot is bigger than 14% of them (0.32 ac against a typical 2.99 ac). Measured against all of Jackson County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on N538 River Ln, Melrose, WI?

The 2025 property tax bill for N538 River Ln, Melrose, WI was $2,559. The county assessed it at $149,300.

Closest homes

More homes in Melrose 54642

Assigned schools

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