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Residential (General/Single)Residential
$173,259
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026

OAK LN

ROCKFORD, IL 61109
0
Baths
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$173K
$150K low$196K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,259
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,607

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$535 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,627 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,627
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,627
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$19,881

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Meridian Jr High SchoolA
Middle · Grades 6–8 · 5.3 mi
H
Stillman Valley High SchoolA
High · Grades 9–12 · 5.6 mi
E
Highland Elementary School
Elementary · Grades PK–2 · 5.6 mi

District: Meridian Community Unit School District 223

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Oak Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Rockford 61109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$405K

This home is worth more than 44% of homes in Rockford 61109.

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Estimated value$173,259
CheaperTypical $197,704Pricier

Pricier than 44% of homes nearby

Lot size0.26 ac
SmallerTypical 0.3 acBigger

Bigger than 45% of homes nearby

How Oak Ln ranks against every home in each area.
MeasureThis homeRockford 61109Winnebago County
Estimated valuepricier than$173,25944% of homes40% of homes
Lot sizebigger than0.26 ac45% of homes46% of homes

About Oak Ln

How much is Oak Ln, Rockford, IL worth?

The TopHap Estimate for Oak Ln, Rockford, IL is $173,259 as of Jun 25, 2026. The likely range is $150,275 to $196,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve Oak Ln, Rockford, IL?

Oak Ln, Rockford, IL is assigned to Meridian Jr High School (middle), rated A; Stillman Valley High School (high), rated A; Highland Elementary School (elementary). All sit in Meridian Community Unit School District 223. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Oak Ln, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,748 homes in Rockford 61109, it is worth more than 44% of them ($173,259 against a typical $197,704) and its lot is bigger than 45% of them (0.26 ac against a typical 0.3 ac). Measured against all of Winnebago County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Oak Ln, Rockford, IL?

The 2024 property tax bill for Oak Ln, Rockford, IL was $535. The county assessed it at $6,627.

Closest homes

More homes in Rockford 61109

Assigned schools

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