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Rural ResidenceResidential
$165,395$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $132,000 on Jul 19, 2023

ROFF RURAL

ROFF, OK 74865
3
Beds
2
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$165K
$159K low$172K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,000 · Jul 19, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,395
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,716
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,000
SHARI A HARRIS ETUX · recorded Jul 19, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,821 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,821
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,842

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPontotoc
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.6.84
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roff Elementary SchoolB-
Elementary · Grades PK–8 · 6.4 mi
H
Roff High SchoolB+
High · Grades 9–12 · 6.4 mi

District: Roff Public Schools

Neighborhood · ZIP 74865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,195
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,467
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Roff Rural measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 75% of homes in Pontotoc County
  • Bigger than 72% of homes in Roff 74865
  • Has a bigger lot than 79% of homes in Pontotoc County
  • Newer than 79% of homes in Roff 74865

What homes are worth in Roff 74865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$922K

This home is worth more than 49% of homes in Roff 74865.

How it measures up in Roff 74865

The dot is this home. The mark in the middle is the typical home in Roff 74865.

Estimated value$165,395
CheaperTypical $167,040Pricier

Pricier than 49% of homes nearby

Price per ft²$94
CheaperTypical $121Pricier

Pricier than 36% of homes nearby

Living area1,752 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 72% of homes nearby

Lot size6.84 ac
SmallerTypical 2 acBigger

Bigger than 61% of homes nearby

Year built2001
OlderTypical 1978Newer

Newer than 79% of homes nearby

How Roff Rural ranks against every home in each area.
MeasureThis homeRoff 74865Pontotoc County
Estimated valuepricier than$165,39549% of homes41% of homes
Price per ft²pricier than$9436% of homes25% of homes
Living areabigger than1,752 ft²72% of homes66% of homes
Lot sizebigger than6.84 ac61% of homes79% of homes
Year builtnewer than200179% of homes79% of homes

About Roff Rural

How much is Roff Rural, Roff, OK worth?

The TopHap Estimate for Roff Rural, Roff, OK is $165,395 as of Jul 14, 2026. The likely range is $159,059 to $171,731. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Roff Rural, Roff, OK last sell?

Roff Rural, Roff, OK last sold on Jul 19, 2023 for $132,000, according to the county's recorded deed.

How big is Roff Rural, Roff, OK?

Roff Rural, Roff, OK has 3 bedrooms, 2 bathrooms, 1,752 square feet of living space and a 6.84-acre lot.

When was Roff Rural, Roff, OK built?

Roff Rural, Roff, OK was built in 2001, making it 25 years old. The building has 1 story.

What schools serve Roff Rural, Roff, OK?

Roff Rural, Roff, OK is assigned to Roff Elementary School (elementary), rated B-; Roff High School (high), rated B+. All sit in Roff Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Roff Rural, Roff, OK compare to other homes in Roff 74865?

Among the 653 homes in Roff 74865, it is worth more than 49% of them ($165,395 against a typical $167,040), its price per square foot is higher than 36% of them ($94 against a typical $121), it is bigger than 72% of them (1,752 ft² against a typical 1,440 ft²), its lot is bigger than 61% of them (6.84 ac against a typical 2 ac) and it is newer than 79% of them (2001 against a typical 1978). Measured against all of Pontotoc County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Roff Rural, Roff, OK?

The 2025 property tax bill for Roff Rural, Roff, OK was $1,437. The county assessed it at $15,821.

Closest homes

More homes in Roff 74865

Assigned schools

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