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Rural ResidenceResidential
$283,382
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $32,000 on Jun 26, 2023

STATE HIGHWAY 32 SW

FERTILE, MN 56540
0
Baths
32.34 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$283K
$222K low$345K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Jun 26, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$283,382
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$226,706

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$526 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$86,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$78,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.32.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fertile-Beltrami Secondary SchoolA-
Middle · Grades 7–12 · 1.9 mi
E
Fertile-Beltrami Elementary SchoolA
Elementary · Grades PK–6 · 1.9 mi

District: Fertile-Beltrami School District

Neighborhood · ZIP 56540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,855
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,075
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

State Highway 32 Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 89% of homes in Polk County

What homes are worth in Fertile 56540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$636K

This home is worth more than 60% of homes in Fertile 56540.

How it measures up in Fertile 56540

The dot is this home. The mark in the middle is the typical home in Fertile 56540.

Estimated value$283,382
CheaperTypical $250,384Pricier

Pricier than 60% of homes nearby

Lot size32.34 ac
SmallerTypical 3.21 acBigger

Bigger than 81% of homes nearby

How State Highway 32 Sw ranks against every home in each area.
MeasureThis homeFertile 56540Polk County
Estimated valuepricier than$283,38260% of homes58% of homes
Lot sizebigger than32.34 ac81% of homes89% of homes

About State Highway 32 Sw

How much is State Highway 32 Sw, Fertile, MN worth?

The TopHap Estimate for State Highway 32 Sw, Fertile, MN is $283,382 as of Jul 14, 2026. The likely range is $221,600 to $345,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did State Highway 32 Sw, Fertile, MN last sell?

State Highway 32 Sw, Fertile, MN last sold on Jun 26, 2023 for $32,000, according to the county's recorded deed.

What schools serve State Highway 32 Sw, Fertile, MN?

State Highway 32 Sw, Fertile, MN is assigned to Fertile-Beltrami Secondary School (middle), rated A-; Fertile-Beltrami Elementary School (elementary), rated A. All sit in Fertile-Beltrami School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does State Highway 32 Sw, Fertile, MN compare to other homes in Fertile 56540?

Among the 868 homes in Fertile 56540, it is worth more than 60% of them ($283,382 against a typical $250,384) and its lot is bigger than 81% of them (32.34 ac against a typical 3.21 ac). Measured against all of Polk County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on State Highway 32 Sw, Fertile, MN?

The 2026 property tax bill for State Highway 32 Sw, Fertile, MN was $526. The county assessed it at $86,100.

Closest homes

More homes in Fertile 56540

Assigned schools

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