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Single Family ResidenceResidential
$57,616$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

UPPER BUFFALO

KY
2
Beds
1
Baths
448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1999
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$58K
$39K low$77K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,616
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,093

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$6,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOwsley
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Coal
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Owsley County Elementary SchoolD-
Elementary · Grades PK–5 · 10.7 mi
M
Owsley County High SchoolC+
Middle · Grades 6–12 · 10.8 mi

District: Owsley County School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Upper Buffalo measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Owsley County
  • Costs more per square foot than 80% of homes in Owsley County
  • Smaller than 98% of homes in Owsley County
  • Newer than 80% of homes in Owsley County

How it measures up in Owsley County

The dot is this home. The mark in the middle is the typical home in Owsley County.

Estimated value$57,616
CheaperTypical $93,324Pricier

Pricier than 20% of homes nearby

Price per ft²$129
CheaperTypical $88Pricier

Pricier than 80% of homes nearby

Living area448 ft²
SmallerTypical 1,103 ft²Bigger

Bigger than 2% of homes nearby

Year built1999
OlderTypical 1988Newer

Newer than 80% of homes nearby

How Upper Buffalo ranks against every home in each area.
MeasureThis homeOwsley County
Estimated valuepricier than$57,61620% of homes
Price per ft²pricier than$12980% of homes
Living areabigger than448 ft²2% of homes
Year builtnewer than199980% of homes

About Upper Buffalo

How much is Upper Buffalo, , KY worth?

The TopHap Estimate for Upper Buffalo, , KY is $57,616 as of Jul 14, 2026. The likely range is $38,581 to $76,651. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is Upper Buffalo, , KY?

Upper Buffalo, , KY has 2 bedrooms, 1 bathrooms and 448 square feet of living space.

When was Upper Buffalo, , KY built?

Upper Buffalo, , KY was built in 1999, making it 27 years old.

What schools serve Upper Buffalo, , KY?

Upper Buffalo, , KY is assigned to Owsley County Elementary School (elementary), rated D-; Owsley County High School (middle), rated C+. All sit in Owsley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Upper Buffalo, , KY compare to other homes in Owsley County?

Among the 1,888 homes in Owsley County, it is worth more than 20% of them ($57,616 against a typical $93,324), its price per square foot is higher than 80% of them ($129 against a typical $88), it is bigger than 2% of them (448 ft² against a typical 1,103 ft²) and it is newer than 80% of them (1999 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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