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Single Family ResidenceResidential
$280,368$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

WATERFORD, MS 38685
2
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$280K
$254K low$307K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,121 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,164 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,164
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,640

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Holly Springs Primary SchoolB
Elementary · Grades PK–3 · 10.7 mi
M
Holly Springs Junior High SchoolD
Middle · Grades 7–8 · 11.3 mi
H
Holly Springs High SchoolB-
High · Grades 9–12 · 11.3 mi

District: Holly Springs School District

Neighborhood · ZIP 38685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,920
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Waterford 38685
  • Costs more per square foot than 66% of homes in Waterford 38685
  • Bigger than 81% of homes in Waterford 38685
  • Has a smaller lot than 74% of homes in Waterford 38685
  • Newer than 96% of homes in Waterford 38685

What homes are worth in Waterford 38685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$518K

This home is worth more than 83% of homes in Waterford 38685.

How it measures up in Waterford 38685

The dot is this home. The mark in the middle is the typical home in Waterford 38685.

Estimated value$280,368
CheaperTypical $172,148Pricier

Pricier than 83% of homes nearby

Price per ft²$142
CheaperTypical $125Pricier

Pricier than 66% of homes nearby

Living area1,980 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.5 ac
SmallerTypical 3.8 acBigger

Bigger than 26% of homes nearby

Year built2020
OlderTypical 1989Newer

Newer than 96% of homes nearby

How ranks against every home in each area.
MeasureThis homeWaterford 38685Marshall County
Estimated valuepricier than$280,36883% of homes73% of homes
Price per ft²pricier than$14266% of homes48% of homes
Living areabigger than1,980 ft²81% of homes74% of homes
Lot sizebigger than1.5 ac26% of homes33% of homes
Year builtnewer than202096% of homes93% of homes

About

How much is , Waterford, MS worth?

The TopHap Estimate for , Waterford, MS is $280,368 as of Jul 14, 2026. The likely range is $253,743 to $306,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Waterford, MS last sell?

, Waterford, MS last sold on Jun 14, 2019, according to the county's recorded deed.

How big is , Waterford, MS?

, Waterford, MS has 2 bathrooms, 1,980 square feet of living space and a 1.50-acre lot.

When was , Waterford, MS built?

, Waterford, MS was built in 2020, making it 6 years old. The building has 1 story.

What schools serve , Waterford, MS?

, Waterford, MS is assigned to Holly Springs Primary School (elementary), rated B; Holly Springs Junior High School (middle), rated D; Holly Springs High School (high), rated B-. All sit in Holly Springs School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Waterford, MS compare to other homes in Waterford 38685?

Among the 757 homes in Waterford 38685, it is worth more than 83% of them ($280,368 against a typical $172,148), its price per square foot is higher than 66% of them ($142 against a typical $125), it is bigger than 81% of them (1,980 ft² against a typical 1,344 ft²), its lot is bigger than 26% of them (1.5 ac against a typical 3.8 ac) and it is newer than 96% of them (2020 against a typical 1989). Measured against all of Marshall County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Waterford, MS?

The 2025 property tax bill for , Waterford, MS was $1,121. The county assessed it at $23,164.

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Assigned schools

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