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ZIP 12420

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$779K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
8
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$495K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920202021202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920202021202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920202021202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20172018201920202021202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920202021202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920202021202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920202021202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920202021202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920202021202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920202021202320252026

Housing Stock

HomesHow many homes we have records for in this area.129
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$495K
Median sizeThe middle home size here, measured in square feet.1,680 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1952
Single familyThe share of homes here that are single-family houses.78%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.73%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.59%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.20%
Typical ownership tenureHow long the typical owner here has held their home.7.1 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 12420 compares

By median home value, ZIP 12420 is the 18th most expensive of 52 ZIP codes in Ulster County, and its typical home is worth more than 61% of all homes in Ulster County.

Home values in ZIP 12420

Share of homes at each estimated value.

Median
$222K$802K
ZIP codes in Ulster County ranked by median home value
#Ulster CountyMedian valueHomes
1Bearsville 12409$665K663
2Woodstock 12498$660K2,513
3Stone Ridge 12484$627K1,312
4Glenford 12433$624K242
5Olivebridge 12461$588K971
6Mount Tremper 12457$577K457
7Willow 12495$568K265
8Accord 12404$552K1,703
9New Paltz 12561$548K4,885
10High Falls 12440$546K926
11West Shokan 12494$536K456
12Highmount 12441$527K118
13Lake Hill 12448$524K125
14West Hurley 12491$519K844
15Gardiner 12525$516K1,287
16Cottekill 12419$508K258
17Milton 12547$503K616
1812420$495K129
19Marlboro 12542$473K2,350
20Modena 12548$466K380
21Wallkill 12589$465K4,535
22Shokan 12481$463K612
23West Park 12493$462K120
24Hurley 12443$461K1,567

52 ZIP codes in Ulster County are ranked; the most valuable are listed here.

About the ZIP 12420 market

What is the median home price in ZIP 12420, NY?

The median sale price in ZIP 12420, NY is $779,000 (data through January 2026), based on deeds recorded with the county.

How many homes sell in ZIP 12420, NY each year?

8 homes sold in ZIP 12420, NY over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 12420, NY?

ZIP 12420, NY contains 129 residential properties, with a median of 1,680 square feet, 3 bedrooms, built around 1952. The median TopHap Estimate is $495K.

How does ZIP 12420, NY compare to the rest of Ulster County?

By median home value, ZIP 12420, NY is the 18th most expensive of 52 ZIP codes in Ulster County. Its typical home is worth more than 61% of all homes in Ulster County. Milton 12547 ranks just above it and Marlboro 12542 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 12420, NY?

59% of homes in ZIP 12420, NY are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in ZIP 12420, NY hold?

73% of mortgaged homes in ZIP 12420, NY are equity-rich, meaning the loan balance is under half the home's value. 1.2% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse New York property records.

Explore ZIP 12420 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 12420 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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