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Arkville 12406

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New YorkBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 46
Buyer's marketBalancedSeller's market
$113K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+49.0%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
12
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$270K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162018201920202022202320252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920202022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202022202320252026

Housing Stock

HomesHow many homes we have records for in this area.495
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$270K
Median sizeThe middle home size here, measured in square feet.1,216 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1960
Single familyThe share of homes here that are single-family houses.54%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.83%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.8%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.34%
Company ownedThe share of homes owned by a company or trust instead of a person.19%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.9.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.52%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.907
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$65K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Arkville 12406 compares

By median home value, Arkville 12406 is the 14th most expensive of 30 ZIP codes in Delaware County, and its typical home is worth more than 58% of all homes in Delaware County.

Home values in Arkville 12406

Share of homes at each estimated value.

Median
$101K$1.1M
ZIP codes in Delaware County ranked by median home value
#Delaware CountyMedian valueHomes
1Bovina Center 13740$429K491
2Andes 13731$379K1,240
3Halcottsville 12438$361K146
4Denver 12421$357K500
5Fleischmanns 12430$353K1,085
6Roxbury 12474$350K1,018
712459$314K204
8Margaretville 12455$300K1,450
9Delancey 13752$286K595
10South Kortright 13842$279K265
11Long Eddy 12760$274K219
12Hamden 13782$270K629
13Bloomville 13739$270K593
14Arkville 12406$270K495
15East Meredith 13757$269K630
16Delhi 13753$262K1,795
17Hobart 13788$235K668
18Treadwell 13846$235K151
19Franklin 13775$233K1,009
20Stamford 12167$225K1,338
21Harpersfield 13786$222K244
22East Branch 13756$221K226
23Grand Gorge 12434$216K331
24Sidney Center 13839$206K700

30 ZIP codes in Delaware County are ranked; the most valuable are listed here.

About the Arkville 12406 market

What is the median home price in Arkville 12406, NY?

The median sale price in Arkville 12406, NY is $112,500 (data through July 2026), based on deeds recorded with the county. That is up 49.0% from a year earlier.

How many homes sell in Arkville 12406, NY each year?

12 homes sold in Arkville 12406, NY over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Arkville 12406, NY a buyer's or seller's market?

Arkville 12406, NY is currently a balanced market, scoring 46 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Arkville 12406, NY?

Arkville 12406, NY contains 495 residential properties, with a median of 1,216 square feet, 3 bedrooms, built around 1960. The median TopHap Estimate is $270K.

How does Arkville 12406, NY compare to the rest of Delaware County?

By median home value, Arkville 12406, NY is the 14th most expensive of 30 ZIP codes in Delaware County. Its typical home is worth more than 58% of all homes in Delaware County. Bloomville 13739 ranks just above it and East Meredith 13757 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Arkville 12406, NY?

34% of homes in Arkville 12406, NY are owner-occupied. 19% are held by a company rather than an individual.

How much equity do owners in Arkville 12406, NY hold?

83% of mortgaged homes in Arkville 12406, NY are equity-rich, meaning the loan balance is under half the home's value. 0.8% owe more than the home is worth.

Nearby markets

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Explore Arkville 12406 on the map

See every recorded sale, price heat map, school zone and flood overlay across Arkville 12406 in TopHap’s interactive 3D map.

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