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Halcottsville 12438

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$308K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
4
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$438K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016201720192020202220242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2016201720192020202220242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2016201720192020202220242026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2016201720192020202220242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016201720192020202220242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016201720192020202220242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2016201720192020202220242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2016201720192020202220242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2016201720192020202220242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2016201720192020202220242026

Housing Stock

HomesHow many homes we have records for in this area.146
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$438K
Median sizeThe middle home size here, measured in square feet.1,463 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1976
Single familyThe share of homes here that are single-family houses.69%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.84%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.28%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.6%
Typical ownership tenureHow long the typical owner here has held their home.10.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.50%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$72K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81K
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Halcottsville 12438 compares

By median home value, Halcottsville 12438 is the 2nd most expensive of 30 ZIP codes in Delaware County, and its typical home is worth more than 81% of all homes in Delaware County.

Home values in Halcottsville 12438

Share of homes at each estimated value.

Median
$163K$1M
ZIP codes in Delaware County ranked by median home value
#Delaware CountyMedian valueHomes
1Bovina Center 13740$482K491
2Halcottsville 12438$438K146
3Andes 13731$424K1,240
4Fleischmanns 12430$415K1,086
512459$391K204
6Denver 12421$384K500
7Roxbury 12474$378K1,018
8Margaretville 12455$362K1,450
9Delancey 13752$321K595
10Arkville 12406$302K495
11Hamden 13782$302K628
12South Kortright 13842$302K265
13East Meredith 13757$298K630
14Delhi 13753$291K1,795
15Long Eddy 12760$291K219
16Bloomville 13739$284K593
17Treadwell 13846$261K151
18Hobart 13788$258K668
19Franklin 13775$244K1,009
20Harpersfield 13786$241K244
21Stamford 12167$235K1,338
22East Branch 13756$234K226
23Grand Gorge 12434$230K331
24Davenport 13750$220K557

30 ZIP codes in Delaware County are ranked; the most valuable are listed here.

About the Halcottsville 12438 market

What is the median home price in Halcottsville 12438, NY?

The median sale price in Halcottsville 12438, NY is $307,500 (data through January 2026), based on deeds recorded with the county.

How many homes sell in Halcottsville 12438, NY each year?

4 homes sold in Halcottsville 12438, NY over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Halcottsville 12438, NY?

Halcottsville 12438, NY contains 146 residential properties, with a median of 1,463 square feet, 3 bedrooms, built around 1976. The median TopHap Estimate is $438K.

How does Halcottsville 12438, NY compare to the rest of Delaware County?

By median home value, Halcottsville 12438, NY is the 2nd most expensive of 30 ZIP codes in Delaware County. Its typical home is worth more than 81% of all homes in Delaware County. Bovina Center 13740 ranks just above it and Andes 13731 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Halcottsville 12438, NY?

28% of homes in Halcottsville 12438, NY are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Halcottsville 12438, NY hold?

84% of mortgaged homes in Halcottsville 12438, NY are equity-rich, meaning the loan balance is under half the home's value. 1.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Halcottsville 12438 on the map

See every recorded sale, price heat map, school zone and flood overlay across Halcottsville 12438 in TopHap’s interactive 3D map.

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