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Elm Mott 76640

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$188K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
10
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$270K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201820192022202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201820192022202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201820192022202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201820192022202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201820192022202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201820192022202420252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201720192022202420252026

Housing Stock

HomesHow many homes we have records for in this area.1,451
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$270K
Median sizeThe middle home size here, measured in square feet.1,472 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1985
Single familyThe share of homes here that are single-family houses.59%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.69%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.60%
Company ownedThe share of homes owned by a company or trust instead of a person.10.0%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.28%
Typical ownership tenureHow long the typical owner here has held their home.126.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.141
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,347
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$67K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83K
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Elm Mott 76640 compares

By median home value, Elm Mott 76640 is the 15th most expensive of 22 ZIP codes in Mclennan County, and its typical home is worth more than 49% of all homes in Mclennan County.

Home values in Elm Mott 76640

Share of homes at each estimated value.

Median
$106K$812K
ZIP codes in Mclennan County ranked by median home value
#Mclennan CountyMedian valueHomes
1Crawford 76638$503K1,339
2China Spring 76633$437K2,590
3Axtell 76624$384K1,221
4Lorena 76655$364K5,171
5Waco 76701$363K345
6Woodway 76712$363K9,635
7Bruceville 76630$352K895
8Moody 76557$347K2,560
9McGregor 76657$345K4,474
10Eddy 76524$330K1,164
11West 76691$319K2,876
12Hewitt 76643$298K5,203
13Riesel 76682$285K1,318
14Waco 76710$276K7,144
15Elm Mott 76640$270K1,451
16Waco 76706$262K9,622
17Waco 76708$240K9,995
18Waco 76705$223K10,683
19Waco 76707$175K5,117
20Mart 76664$171K1,467
21Waco 76711$151K2,818
22Waco 76704$147K2,357

About the Elm Mott 76640 market

What is the median home price in Elm Mott 76640, TX?

The median sale price in Elm Mott 76640, TX is $188,257 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Elm Mott 76640, TX each year?

10 homes sold in Elm Mott 76640, TX over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Elm Mott 76640, TX?

Elm Mott 76640, TX contains 1,451 residential properties, with a median of 1,472 square feet, 3 bedrooms, built around 1985. The median TopHap Estimate is $270K.

How does Elm Mott 76640, TX compare to the rest of Mclennan County?

By median home value, Elm Mott 76640, TX is the 15th most expensive of 22 ZIP codes in Mclennan County. Its typical home is worth more than 49% of all homes in Mclennan County. Waco 76710 ranks just above it and Waco 76706 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Elm Mott 76640, TX?

60% of homes in Elm Mott 76640, TX are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Elm Mott 76640, TX hold?

69% of mortgaged homes in Elm Mott 76640, TX are equity-rich, meaning the loan balance is under half the home's value. 2.0% owe more than the home is worth.

Nearby markets

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Explore Elm Mott 76640 on the map

See every recorded sale, price heat map, school zone and flood overlay across Elm Mott 76640 in TopHap’s interactive 3D map.

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