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Montoya Gardens

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$294K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.116
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$294K
Median sizeThe middle home size here, measured in square feet.2,082 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2003
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.65%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.86%
Company ownedThe share of homes owned by a company or trust instead of a person.8.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.44%
Typical ownership tenureHow long the typical owner here has held their home.13.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.181
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,092 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$68K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.83%

How Montoya Gardens compares

By median home value, Montoya Gardens is the 39th most expensive of 178 neighborhoods in El Paso County, and its typical home is worth more than 75% of all homes in El Paso County.

Home values in Montoya Gardens

Share of homes at each estimated value.

Median
$203K$424K
neighborhoods in El Paso County ranked by median home value
#El Paso CountyMedian valueHomes
1El Paso Country Club$917K429
2Festival Hills$847K256
3Portsmouth$840K180
4The Willows$625K552
5Coronado Country Club$602K746
6East Bank$549K560
7Cimarron Canyon$539K502
8Valley Creek South$530K885
9High Ridge$515K1,470
10Bear Ridge$505K1,507
11Country Place$472K155
12Upper Mesa Hills$440K1,197
13The Falls at Cimarron$439K451
14Love Road$434K134
15Bandolero-Tarascas$433K1,266
16Chaparral Park North$429K1,207
17Lomas Del Rey$423K166
18Cimarron Sky$415K213
19Cimarron Sage$399K391
20West Valley$395K1,439
21Rim Area$371K483
22Kern Place$361K811
23Mountain Park$360K620
24Mountain Arroyos$359K1,316
39Montoya Gardens$294K116

178 neighborhoods in El Paso County are ranked; the most valuable are listed here.

About the Montoya Gardens market

How many homes are there in Montoya Gardens, TX?

Montoya Gardens, TX contains 116 residential properties, with a median of 2,082 square feet, 3 bedrooms, built around 2003. The median TopHap Estimate is $294K.

How does Montoya Gardens, TX compare to the rest of El Paso County?

By median home value, Montoya Gardens, TX is the 39th most expensive of 178 neighborhoods in El Paso County. Its typical home is worth more than 75% of all homes in El Paso County. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Montoya Gardens, TX?

86% of homes in Montoya Gardens, TX are owner-occupied. 9% are held by a company rather than an individual.

How much equity do owners in Montoya Gardens, TX hold?

65% of mortgaged homes in Montoya Gardens, TX are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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Explore Montoya Gardens on the map

See every recorded sale, price heat map, school zone and flood overlay across Montoya Gardens in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map