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Stephenson County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$169K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.16,143
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$169K
Median sizeThe middle home size here, measured in square feet.1,890 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1952
Single familyThe share of homes here that are single-family houses.90%
CondosThe share of homes here that are condos.4.2%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.89%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.82%
Company ownedThe share of homes owned by a company or trust instead of a person.17%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.19.9 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,170
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$61K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77K
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

How Stephenson County compares

By median home value, Stephenson County is the 33rd most expensive of 102 counties in Illinois, and its typical home is worth more than 25% of all homes in Illinois.

Home values in Stephenson County

Share of homes at each estimated value.

Median
$52K$457K
counties in Illinois ranked by median home value
#IllinoisMedian valueHomes
1DuPage County$444K297,357
2Lake County$403K226,613
3Kendall County$394K45,922
4Kane County$376K163,429
5Will County$372K227,101
6McHenry County$364K113,307
7Cook County$340K1,499,399
8Grundy County$323K18,844
9Monroe County$301K14,074
10DeKalb County$285K29,591
11Boone County$285K19,032
12McLean County$246K53,442
13Jo Daviess County$241K11,021
14Woodford County$241K15,076
15Effingham County$231K13,430
16Champaign County$230K56,859
17Menard County$228K3,535
18Piatt County$222K6,994
19Ogle County$217K18,494
20Kankakee County$212K36,249
21Clinton County$204K15,559
22Winnebago County$202K98,185
23Sangamon County$189K72,174
24Putnam County$183K2,919
33Stephenson County$169K16,143

102 counties in Illinois are ranked; the most valuable are listed here.

Markets in Stephenson County, most valuable first

About the Stephenson County market

How many homes are there in Stephenson County, IL?

Stephenson County, IL contains 16,143 residential properties, with a median of 1,890 square feet, 3 bedrooms, built around 1952. The median TopHap Estimate is $169K.

How does Stephenson County, IL compare to the rest of Illinois?

By median home value, Stephenson County, IL is the 33rd most expensive of 102 counties in Illinois. Its typical home is worth more than 25% of all homes in Illinois. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Stephenson County, IL?

82% of homes in Stephenson County, IL are owner-occupied. 17% are held by a company rather than an individual.

How much equity do owners in Stephenson County, IL hold?

89% of mortgaged homes in Stephenson County, IL are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Illinois property records.

Explore Stephenson County on the map

See every recorded sale, price heat map, school zone and flood overlay across Stephenson County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map