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University of Wisconsin Oshkosh

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.WisconsinBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 54
Buyer's marketBalancedSeller's market
$438K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+21.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
20
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$170K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
202120222023202420252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
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Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
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Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
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Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
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Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
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Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
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Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
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Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
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Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
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Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
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Housing Stock

HomesHow many homes we have records for in this area.252
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$170K
Median sizeThe middle home size here, measured in square feet.1,664 ft²
Median bedroomsThe middle bedroom count for homes here.4
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1920
Single familyThe share of homes here that are single-family houses.66%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.72%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.4.1%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.24%
Company ownedThe share of homes owned by a company or trust instead of a person.70%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.1%
Typical ownership tenureHow long the typical owner here has held their home.5.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.3,566
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,708 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$37K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How University of Wisconsin Oshkosh compares

By median home value, University of Wisconsin Oshkosh is the 21st most expensive of 22 neighborhoods in Winnebago County, and its typical home is worth more than 16% of all homes in Winnebago County.

Home values in University of Wisconsin Oshkosh

Share of homes at each estimated value.

Median
$108K$323K
neighborhoods in Winnebago County ranked by median home value
#Winnebago CountyMedian valueHomes
1Edgewood Village$470K159
2Northshore$409K338
3Fox Chase$342K233
4Pheasant Creek Farm$304K544
5North Park$291K176
6Miller's Bay$289K300
7West Haven$259K1,089
8Ferry Crossing$245K234
9Hunters Ridge$243K123
10Lumber River$229K261
11Stevens Park$214K777
12Menominee South$210K559
13Menominee North$204K483
14Historic Jackson$197K162
15Marina District$192K453
16River East$185K362
17Congress Field$184K393
18Middle Village$179K132
19Sacred Heart$177K316
20Historic Fourth Ward$175K265
21University of Wisconsin Oshkosh$170K252
22Midtown$165K500

About the University of Wisconsin Oshkosh market

What is the median home price in University of Wisconsin Oshkosh, WI?

The median sale price in University of Wisconsin Oshkosh, WI is $437,833 (data through July 2026), based on deeds recorded with the county. That is up 21.4% from a year earlier.

How many homes sell in University of Wisconsin Oshkosh, WI each year?

20 homes sold in University of Wisconsin Oshkosh, WI over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is University of Wisconsin Oshkosh, WI a buyer's or seller's market?

University of Wisconsin Oshkosh, WI is currently a balanced market, scoring 54 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in University of Wisconsin Oshkosh, WI?

University of Wisconsin Oshkosh, WI contains 252 residential properties, with a median of 1,664 square feet, 4 bedrooms, built around 1920. The median TopHap Estimate is $170K.

How does University of Wisconsin Oshkosh, WI compare to the rest of Winnebago County?

By median home value, University of Wisconsin Oshkosh, WI is the 21st most expensive of 22 neighborhoods in Winnebago County. Its typical home is worth more than 16% of all homes in Winnebago County. Historic Fourth Ward ranks just above it and Midtown just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in University of Wisconsin Oshkosh, WI?

24% of homes in University of Wisconsin Oshkosh, WI are owner-occupied. 70% are held by a company rather than an individual.

How much equity do owners in University of Wisconsin Oshkosh, WI hold?

72% of mortgaged homes in University of Wisconsin Oshkosh, WI are equity-rich, meaning the loan balance is under half the home's value. 4.1% owe more than the home is worth.

Nearby markets

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