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CondominiumResidential

45 Main St

SPENCER, MA 01562
1.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1870
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 18703 units1,196–2,920 ft²
$1.1M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$350K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$254
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-29.4%vs the Spencer ZIP median sale $/ft² ($360)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052016201920202025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20052016201920202025

6 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

2 bed
3 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$304K–$304K
1 unit
$350K–$350K
1 unit
$434K–$434K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.100%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.4 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.100%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.17%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$337,492
Median tax billThe middle annual property tax bill among the building's units.$3,392
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 1May 7, 2025$399,900Unit 3May 7, 2025$280,000Unit 2Aug 12, 2020$199,900Unit 3Aug 27, 2019$195,000Unit 3Sep 16, 2016$160,000Unit 1Jun 1, 2005$242,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 0.8 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 1.3 mi
E
Wire Village SchoolC-
Elementary · Grades KG–4 · 1.8 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

45 Main St # 1
2 bd · 2 ba · 2,920 ft²
$434K
45 Main St # 2
2 bd · 2 ba · 1,276 ft²
$350K
45 Main St # 3
2 bd · 2 ba · 1,196 ft²
$304K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 45 Main St

How many units are in 45 Main St, Spencer, MA?

45 Main St, Spencer, MA has 3 residential units across built in 1870, according to county assessor records.

What is a unit at 45 Main St, Spencer, MA worth?

The median TopHap Estimate across the 3 units at 45 Main St, Spencer, MA is $349,697. That works out to $254 per square foot. Units run from 1,196 to 2,920 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 45 Main St, Spencer, MA expensive for Spencer?

Units at 45 Main St, Spencer, MA carry a median of $254 per square foot, 29% below the Spencer median of $360 per square foot.

How often do units sell at 45 Main St, Spencer, MA?

0 units at 45 Main St, Spencer, MA sold in the last 12 months, out of 6 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 45 Main St, Spencer, MA appreciated?

Across 3 repeat sales of the same unit, 45 Main St, Spencer, MA returned a median 6.6% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.7 years.

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Assigned schools

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