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Single Family ResidenceResidential
$1,588,410$544 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $602,000 on Mar 21, 2003

10 DOWNING ST

LADERA RANCH, CA 92694
5
Beds
3
Baths
2,918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.4M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$602,000 · Mar 21, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$673,410
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$538,728
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$820,000
AFFINITY FCU · 2.87% 1 · recorded Sep 22, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
AFFINITY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,580 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$926,659 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$376,852
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$549,807
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$908,490

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ladera Ranch Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Ladera Ranch Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
H
San Juan Hills High SchoolA
High · Grades 9–12 · 4.0 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92694These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.243

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$172,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,671
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Downing St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Orange County
  • Costs less per square foot than 82% of homes in Echo Ridge Village
  • Bigger than 87% of homes in Orange County
  • Has a smaller lot than 78% of homes in Orange County
  • Newer than 87% of homes in Orange County

What homes are worth in Ladera Ranch 92694

Each bar is how many homes fall in that price range. The marker is this home.

This home
$623K$3.2M

This home is worth more than 71% of homes in Ladera Ranch 92694.

How it measures up in Ladera Ranch 92694

The dot is this home. The mark in the middle is the typical home in Ladera Ranch 92694.

Estimated value$1,588,410
CheaperTypical $1,249,000Pricier

Pricier than 71% of homes nearby

Price per ft²$544
CheaperTypical $585Pricier

Pricier than 29% of homes nearby

Living area2,918 ft²
SmallerTypical 2,009 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.11 ac
SmallerTypical 0.12 acBigger

Bigger than 49% of homes nearby

Year built2002
OlderTypical 2005Newer

Newer than 29% of homes nearby

How 10 Downing St ranks against every home in each area.
MeasureThis homeEcho Ridge VillageLadera Ranch 92694Orange County
Estimated valuepricier than$1,588,41054% of homes71% of homes79% of homes
Price per ft²pricier than$54418% of homes29% of homes28% of homes
Living areabigger than2,918 ft²70% of homes80% of homes87% of homes
Lot sizebigger than0.11 ac33% of homes49% of homes22% of homes
Year builtnewer than200228% of homes29% of homes87% of homes

About 10 Downing St

How much is 10 Downing St, Ladera Ranch, CA worth?

The TopHap Estimate for 10 Downing St, Ladera Ranch, CA is $1,588,410 as of Jul 14, 2026. The likely range is $1,444,289 to $1,732,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Downing St, Ladera Ranch, CA last sell?

10 Downing St, Ladera Ranch, CA last sold on Mar 21, 2003 for $602,000, according to the county's recorded deed.

How big is 10 Downing St, Ladera Ranch, CA?

10 Downing St, Ladera Ranch, CA has 5 bedrooms, 3 bathrooms, 2,918 square feet of living space and a 0.11-acre lot.

When was 10 Downing St, Ladera Ranch, CA built?

10 Downing St, Ladera Ranch, CA was built in 2002, making it 24 years old.

What schools serve 10 Downing St, Ladera Ranch, CA?

10 Downing St, Ladera Ranch, CA is assigned to Ladera Ranch Middle School (middle), rated A; Ladera Ranch Elementary School (elementary), rated A+; San Juan Hills High School (high), rated A. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Downing St, Ladera Ranch, CA compare to other homes in Ladera Ranch 92694?

Among the 12,012 homes in Ladera Ranch 92694, it is worth more than 71% of them ($1,588,410 against a typical $1,249,000), its price per square foot is higher than 29% of them ($544 against a typical $585), it is bigger than 80% of them (2,918 ft² against a typical 2,009 ft²), its lot is bigger than 49% of them (0.11 ac against a typical 0.12 ac) and it is newer than 29% of them (2002 against a typical 2005). Measured against all of Orange County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Downing St, Ladera Ranch, CA?

The 2025 property tax bill for 10 Downing St, Ladera Ranch, CA was $13,580. The county assessed it at $926,659.

Closest homes

More homes in Ladera Ranch 92694

Assigned schools

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