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Single Family ResidenceResidential
$1,552,873$610 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $864,000 on Aug 24, 2005

18 DOWNING ST

LADERA RANCH, CA 92694
4
Beds
2.5
Baths
2,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.4M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$864,000 · Aug 24, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,167,873
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$934,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$285,000
CMG MORTGAGE INC · recorded Jan 28, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WINSTAR MORTGAGE PARTNERS INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,250,787 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$629,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$620,867
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,180,723

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
35
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
20
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ladera Ranch Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Ladera Ranch Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
H
San Juan Hills High SchoolA
High · Grades 9–12 · 4.0 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92694These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.243

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$172,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,671
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18 Downing St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Orange County
  • Costs more per square foot than 68% of homes in Echo Ridge Village
  • Bigger than 80% of homes in Orange County
  • Has a smaller lot than 79% of homes in Orange County
  • Newer than 87% of homes in Orange County

What homes are worth in Ladera Ranch 92694

Each bar is how many homes fall in that price range. The marker is this home.

This home
$634K$3.3M

This home is worth more than 69% of homes in Ladera Ranch 92694.

How it measures up in Ladera Ranch 92694

The dot is this home. The mark in the middle is the typical home in Ladera Ranch 92694.

Estimated value$1,552,873
CheaperTypical $1,254,967Pricier

Pricier than 69% of homes nearby

Price per ft²$610
CheaperTypical $585Pricier

Pricier than 64% of homes nearby

Living area2,544 ft²
SmallerTypical 2,005 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 45% of homes nearby

Year built2002
OlderTypical 2005Newer

Newer than 30% of homes nearby

How 18 Downing St ranks against every home in each area.
MeasureThis homeEcho Ridge VillageLadera Ranch 92694Orange County
Estimated valuepricier than$1,552,87351% of homes69% of homes78% of homes
Price per ft²pricier than$61068% of homes64% of homes47% of homes
Living areabigger than2,544 ft²55% of homes70% of homes80% of homes
Lot sizebigger than0.11 ac26% of homes45% of homes21% of homes
Year builtnewer than200228% of homes30% of homes87% of homes

About 18 Downing St

How much is 18 Downing St, Ladera Ranch, CA worth?

The TopHap Estimate for 18 Downing St, Ladera Ranch, CA is $1,552,873 as of Jul 14, 2026. The likely range is $1,429,906 to $1,675,840. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18 Downing St, Ladera Ranch, CA last sell?

18 Downing St, Ladera Ranch, CA last sold on Aug 24, 2005 for $864,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 18 Downing St, Ladera Ranch, CA?

18 Downing St, Ladera Ranch, CA has 4 bedrooms, 2.5 bathrooms, 2,544 square feet of living space and a 0.11-acre lot.

When was 18 Downing St, Ladera Ranch, CA built?

18 Downing St, Ladera Ranch, CA was built in 2002, making it 24 years old.

What schools serve 18 Downing St, Ladera Ranch, CA?

18 Downing St, Ladera Ranch, CA is assigned to Ladera Ranch Middle School (middle), rated A; Ladera Ranch Elementary School (elementary), rated A+; San Juan Hills High School (high), rated A. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18 Downing St, Ladera Ranch, CA compare to other homes in Ladera Ranch 92694?

Among the 12,012 homes in Ladera Ranch 92694, it is worth more than 69% of them ($1,552,873 against a typical $1,254,967), its price per square foot is higher than 64% of them ($610 against a typical $585), it is bigger than 70% of them (2,544 ft² against a typical 2,005 ft²), its lot is bigger than 45% of them (0.11 ac against a typical 0.11 ac) and it is newer than 30% of them (2002 against a typical 2005). Measured against all of Orange County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18 Downing St, Ladera Ranch, CA?

The 2025 property tax bill for 18 Downing St, Ladera Ranch, CA was $16,147. The county assessed it at $1,250,787.

Closest homes

More homes in Ladera Ranch 92694

Assigned schools

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