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Single Family ResidenceResidential
$143,132
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,900 on Jan 20, 2020

1012 E JAMES ST

WHITE CLOUD, MI 49349
0
Baths
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$143K
$136K low$150K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,900 · Jan 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$96,332
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,066
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,800
GERBER FCU · recorded Dec 21, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,643 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNEWAYGO
Lot (acres)The size of the land the home sits on, from county records.0.61
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White Cloud Junior High SchoolD+
Middle · Grades 7–8 · 0.5 mi
H
White Cloud High SchoolD
High · Grades 9–12 · 0.6 mi
E
White Cloud Elementary SchoolB+
Elementary · Grades KG–5 · 0.8 mi

District: White Cloud Public Schools

Neighborhood · ZIP 49349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,611
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1012 E James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Newaygo County
  • Has a smaller lot than 82% of homes in White Cloud 49349

What homes are worth in White Cloud 49349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$521K

This home is worth more than 45% of homes in White Cloud 49349.

How it measures up in White Cloud 49349

The dot is this home. The mark in the middle is the typical home in White Cloud 49349.

Estimated value$143,132
CheaperTypical $156,712Pricier

Pricier than 45% of homes nearby

Lot size0.61 ac
SmallerTypical 4.12 acBigger

Bigger than 18% of homes nearby

How 1012 E James St ranks against every home in each area.
MeasureThis homeWhite Cloud 49349Newaygo County
Estimated valuepricier than$143,13245% of homes28% of homes
Lot sizebigger than0.61 ac18% of homes27% of homes

About 1012 E James St

How much is 1012 E James St, White Cloud, MI worth?

The TopHap Estimate for 1012 E James St, White Cloud, MI is $143,132 as of Jul 14, 2026. The likely range is $135,951 to $150,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1012 E James St, White Cloud, MI last sell?

1012 E James St, White Cloud, MI last sold on Jan 20, 2020 for $79,900, according to the county's recorded deed.

What schools serve 1012 E James St, White Cloud, MI?

1012 E James St, White Cloud, MI is assigned to White Cloud Junior High School (middle), rated D+; White Cloud High School (high), rated D; White Cloud Elementary School (elementary), rated B+. All sit in White Cloud Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1012 E James St, White Cloud, MI compare to other homes in White Cloud 49349?

Among the 4,545 homes in White Cloud 49349, it is worth more than 45% of them ($143,132 against a typical $156,712) and its lot is bigger than 18% of them (0.61 ac against a typical 4.12 ac). Measured against all of Newaygo County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1012 E James St, White Cloud, MI?

The 2025 property tax bill for 1012 E James St, White Cloud, MI was $2,643. The county assessed it at $64,400.

Closest homes

More homes in White Cloud 49349

Assigned schools

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