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Single Family ResidenceResidential
$527,431$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Sep 17, 2024

102 RATIFICATION CT

WINCHESTER, VA 22602
4
Beds
2.5
Baths
1,810 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$527K
$502K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Sep 17, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,547
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$448,884
LAKEVIEW LOAN SERVICING LLC · E · 5.75% 1 · recorded Dec 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,103 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$438,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$113,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$325,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$438,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2025
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Admiral Richard E. Byrd Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
Evendale Elementary SchoolC-
Elementary · Grades PK–5 · 1.1 mi
H
Millbrook High SchoolC
High · Grades 9–12 · 4.8 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,999
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.310 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,855
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,191
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

102 Ratification Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Winchester 22602
  • Costs more per square foot than 80% of homes in Winchester 22602
  • Has a smaller lot than 82% of homes in Winchester 22602
  • Newer than 94% of homes in Frederick County

What homes are worth in Winchester 22602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$1M

This home is worth more than 72% of homes in Winchester 22602.

How it measures up in Winchester 22602

The dot is this home. The mark in the middle is the typical home in Winchester 22602.

Estimated value$527,431
CheaperTypical $411,609Pricier

Pricier than 72% of homes nearby

Price per ft²$291
CheaperTypical $245Pricier

Pricier than 80% of homes nearby

Living area1,810 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.19 ac
SmallerTypical 0.33 acBigger

Bigger than 18% of homes nearby

Year built2022
OlderTypical 1996Newer

Newer than 93% of homes nearby

How 102 Ratification Ct ranks against every home in each area.
MeasureThis homeWinchester 22602Frederick County
Estimated valuepricier than$527,43172% of homes71% of homes
Price per ft²pricier than$29180% of homes78% of homes
Living areabigger than1,810 ft²59% of homes55% of homes
Lot sizebigger than0.19 ac18% of homes23% of homes
Year builtnewer than202293% of homes94% of homes

About 102 Ratification Ct

How much is 102 Ratification Ct, Winchester, VA worth?

The TopHap Estimate for 102 Ratification Ct, Winchester, VA is $527,431 as of Jul 14, 2026. The likely range is $502,307 to $552,555. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 102 Ratification Ct, Winchester, VA last sell?

102 Ratification Ct, Winchester, VA last sold on Sep 17, 2024 for $475,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 102 Ratification Ct, Winchester, VA?

102 Ratification Ct, Winchester, VA has 4 bedrooms, 2.5 bathrooms, 1,810 square feet of living space and a 0.19-acre lot.

When was 102 Ratification Ct, Winchester, VA built?

102 Ratification Ct, Winchester, VA was built in 2022, making it 4 years old. The building has 2 stories.

What schools serve 102 Ratification Ct, Winchester, VA?

102 Ratification Ct, Winchester, VA is assigned to Admiral Richard E. Byrd Middle School (middle), rated C; Evendale Elementary School (elementary), rated C-; Millbrook High School (high), rated C. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 102 Ratification Ct, Winchester, VA compare to other homes in Winchester 22602?

Among the 12,245 homes in Winchester 22602, it is worth more than 72% of them ($527,431 against a typical $411,609), its price per square foot is higher than 80% of them ($291 against a typical $245), it is bigger than 59% of them (1,810 ft² against a typical 1,626 ft²), its lot is bigger than 18% of them (0.19 ac against a typical 0.33 ac) and it is newer than 93% of them (2022 against a typical 1996). Measured against all of Frederick County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 102 Ratification Ct, Winchester, VA?

The 2025 property tax bill for 102 Ratification Ct, Winchester, VA was $2,103. The county assessed it at $438,100.

Closest homes

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Assigned schools

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