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Single Family ResidenceResidential
$164,120$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

104 RUFFIN ST

LINVILLE, NC 28646
2
Beds
1
Baths
1,060 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$164K
$125K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,120
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,296

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$249 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Avery Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 2.5 mi
E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 2.7 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ruffin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Linville 28646
  • Costs less per square foot than 89% of homes in Linville 28646
  • Smaller than 94% of homes in Linville 28646
  • Has a smaller lot than 89% of homes in Avery County
  • Older than 84% of homes in Linville 28646

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$4.9M

This home is worth more than 10% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$164,120
CheaperTypical $1,173,152Pricier

Pricier than 10% of homes nearby

Price per ft²$155
CheaperTypical $472Pricier

Pricier than 11% of homes nearby

Living area1,060 ft²
SmallerTypical 2,969 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.28 ac
SmallerTypical 1 acBigger

Bigger than 15% of homes nearby

Year built1966
OlderTypical 1984Newer

Newer than 16% of homes nearby

How 104 Ruffin St ranks against every home in each area.
MeasureThis homeLinville 28646Avery County
Estimated valuepricier than$164,12010% of homes32% of homes
Price per ft²pricier than$15511% of homes23% of homes
Living areabigger than1,060 ft²6% of homes24% of homes
Lot sizebigger than0.28 ac15% of homes11% of homes
Year builtnewer than196616% of homes17% of homes

About 104 Ruffin St

How much is 104 Ruffin St, Linville, NC worth?

The TopHap Estimate for 104 Ruffin St, Linville, NC is $164,120 as of Jul 14, 2026. The likely range is $125,298 to $202,942. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 104 Ruffin St, Linville, NC?

104 Ruffin St, Linville, NC has 2 bedrooms, 1 bathrooms and 1,060 square feet of living space.

When was 104 Ruffin St, Linville, NC built?

104 Ruffin St, Linville, NC was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 104 Ruffin St, Linville, NC?

104 Ruffin St, Linville, NC is assigned to Avery Middle School (middle), rated D-; Avery County High School (high), rated D+; Newland Elementary School (elementary), rated C. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ruffin St, Linville, NC compare to other homes in Linville 28646?

Among the 1,202 homes in Linville 28646, it is worth more than 10% of them ($164,120 against a typical $1,173,152), its price per square foot is higher than 11% of them ($155 against a typical $472), it is bigger than 6% of them (1,060 ft² against a typical 2,969 ft²), its lot is bigger than 15% of them (0.28 ac against a typical 1 ac) and it is newer than 16% of them (1966 against a typical 1984). Measured against all of Avery County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ruffin St, Linville, NC?

The 2025 property tax bill for 104 Ruffin St, Linville, NC was $249. The county assessed it at $62,300.

Closest homes

More homes in Linville 28646

Assigned schools

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