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Single Family ResidenceResidential
$215,981$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 RUFFIN ST

LINVILLE, NC 28646
0
Baths
1,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$216K
$168K low$264K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$215,981
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,785

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$481 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAvery
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 129 ft²Patio · 129 ft²Porch · 232 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Avery Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 2.5 mi
E
Newland Elementary SchoolC
Elementary · Grades PK–5 · 2.7 mi

District: Avery County Schools

Neighborhood · ZIP 28646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.24%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,834
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,845
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Ruffin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Linville 28646
  • Costs less per square foot than 87% of homes in Linville 28646
  • Smaller than 91% of homes in Linville 28646
  • Has a smaller lot than 85% of homes in Avery County
  • Older than 97% of homes in Avery County

What homes are worth in Linville 28646

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$4.9M

This home is worth more than 15% of homes in Linville 28646.

How it measures up in Linville 28646

The dot is this home. The mark in the middle is the typical home in Linville 28646.

Estimated value$215,981
CheaperTypical $1,173,152Pricier

Pricier than 15% of homes nearby

Price per ft²$174
CheaperTypical $472Pricier

Pricier than 13% of homes nearby

Living area1,244 ft²
SmallerTypical 2,969 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.35 ac
SmallerTypical 1 acBigger

Bigger than 21% of homes nearby

Year built1928
OlderTypical 1984Newer

Newer than 6% of homes nearby

How 86 Ruffin St ranks against every home in each area.
MeasureThis homeLinville 28646Avery County
Estimated valuepricier than$215,98115% of homes44% of homes
Price per ft²pricier than$17413% of homes30% of homes
Living areabigger than1,244 ft²9% of homes33% of homes
Lot sizebigger than0.35 ac21% of homes15% of homes
Year builtnewer than19286% of homes3% of homes

About 86 Ruffin St

How much is 86 Ruffin St, Linville, NC worth?

The TopHap Estimate for 86 Ruffin St, Linville, NC is $215,981 as of Jul 14, 2026. The likely range is $167,752 to $264,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Ruffin St, Linville, NC last sell?

86 Ruffin St, Linville, NC last sold on Nov 7, 2022, according to the county's recorded deed.

How big is 86 Ruffin St, Linville, NC?

86 Ruffin St, Linville, NC has 1,244 square feet of living space and a 0.35-acre lot.

When was 86 Ruffin St, Linville, NC built?

86 Ruffin St, Linville, NC was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 86 Ruffin St, Linville, NC?

86 Ruffin St, Linville, NC is assigned to Avery Middle School (middle), rated D-; Avery County High School (high), rated D+; Newland Elementary School (elementary), rated C. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Ruffin St, Linville, NC compare to other homes in Linville 28646?

Among the 1,202 homes in Linville 28646, it is worth more than 15% of them ($215,981 against a typical $1,173,152), its price per square foot is higher than 13% of them ($174 against a typical $472), it is bigger than 9% of them (1,244 ft² against a typical 2,969 ft²), its lot is bigger than 21% of them (0.35 ac against a typical 1 ac) and it is newer than 6% of them (1928 against a typical 1984). Measured against all of Avery County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Ruffin St, Linville, NC?

The 2025 property tax bill for 86 Ruffin St, Linville, NC was $481. The county assessed it at $120,300.

Closest homes

More homes in Linville 28646

Assigned schools

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