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Commercial (General)Commercial
Last sold for $680,000 on Jan 5, 2009

109 MAIN ST

DERBY, VT 05829
0
Baths
3,969 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$680,000 · Jan 5, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,672 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$638,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$144,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$494,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$638,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial (General)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyORLEANS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.1.80
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 0.9 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 4.1 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 6.5 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Orleans County
  • Newer than 80% of homes in Derby 05829

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Living area3,969 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.8 ac
SmallerTypical 1.44 acBigger

Bigger than 53% of homes nearby

Year built2000
OlderTypical 1979Newer

Newer than 80% of homes nearby

How 109 Main St ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Living areabigger than3,969 ft²97% of homes98% of homes
Lot sizebigger than1.8 ac53% of homes44% of homes
Year builtnewer than200080% of homes80% of homes

About 109 Main St

When did 109 Main St, Derby, VT last sell?

109 Main St, Derby, VT last sold on Jan 5, 2009 for $680,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Main St, Derby, VT?

109 Main St, Derby, VT has 3,969 square feet of living space and a 1.80-acre lot.

When was 109 Main St, Derby, VT built?

109 Main St, Derby, VT was built in 2000, making it 26 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Main St, Derby, VT?

109 Main St, Derby, VT is assigned to Derby Elementary School (elementary), rated B; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Main St, Derby, VT compare to other homes in Derby 05829?

Among the 1,121 homes in Derby 05829, it is bigger than 97% of them (3,969 ft² against a typical 1,344 ft²), its lot is bigger than 53% of them (1.8 ac against a typical 1.44 ac) and it is newer than 80% of them (2000 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Main St, Derby, VT?

The 2025 property tax bill for 109 Main St, Derby, VT was $11,672. The county assessed it at $638,000.

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Assigned schools

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