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Single Family ResidenceResidential
$494,581$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $285,000 on Sep 13, 2016

10981 FOREST RD

FOREST, VA 24551
3
Beds
3
Baths
3,514 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$495K
$471K low$518K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Sep 13, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,755 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$428,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.5.63
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Forest Middle SchoolA
Middle · Grades 6–8 · 3.0 mi
H
Jefferson Forest High SchoolB+
High · Grades 9–12 · 3.3 mi
E
Otter River Elementary SchoolA
Elementary · Grades PK–5 · 4.0 mi

District: Bedford County Public Schools

Neighborhood · ZIP 24551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.26,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.377 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,852
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10981 Forest Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Bedford County
  • Costs less per square foot than 96% of homes in Forest 24551
  • Bigger than 97% of homes in Bedford County
  • Has a bigger lot than 95% of homes in Forest 24551
  • Older than 90% of homes in Forest 24551

What homes are worth in Forest 24551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$936K

This home is worth more than 67% of homes in Forest 24551.

How it measures up in Forest 24551

The dot is this home. The mark in the middle is the typical home in Forest 24551.

Estimated value$494,581
CheaperTypical $414,699Pricier

Pricier than 67% of homes nearby

Price per ft²$141
CheaperTypical $210Pricier

Pricier than 4% of homes nearby

Living area3,514 ft²
SmallerTypical 2,006 ft²Bigger

Bigger than 94% of homes nearby

Lot size5.63 ac
SmallerTypical 0.66 acBigger

Bigger than 95% of homes nearby

Year built1973
OlderTypical 1993Newer

Newer than 10% of homes nearby

How 10981 Forest Rd ranks against every home in each area.
MeasureThis homeForest 24551Bedford County
Estimated valuepricier than$494,58167% of homes77% of homes
Price per ft²pricier than$1414% of homes13% of homes
Living areabigger than3,514 ft²94% of homes97% of homes
Lot sizebigger than5.63 ac95% of homes84% of homes
Year builtnewer than197310% of homes26% of homes

About 10981 Forest Rd

How much is 10981 Forest Rd, Forest, VA worth?

The TopHap Estimate for 10981 Forest Rd, Forest, VA is $494,581 as of Jul 14, 2026. The likely range is $470,939 to $518,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10981 Forest Rd, Forest, VA last sell?

10981 Forest Rd, Forest, VA last sold on Sep 13, 2016 for $285,000, according to the county's recorded deed.

How big is 10981 Forest Rd, Forest, VA?

10981 Forest Rd, Forest, VA has 3 bedrooms, 3 bathrooms, 3,514 square feet of living space and a 5.63-acre lot.

When was 10981 Forest Rd, Forest, VA built?

10981 Forest Rd, Forest, VA was built in 1973, making it 53 years old. It is a conventional home. The building has 1 story.

What schools serve 10981 Forest Rd, Forest, VA?

10981 Forest Rd, Forest, VA is assigned to Forest Middle School (middle), rated A; Jefferson Forest High School (high), rated B+; Otter River Elementary School (elementary), rated A. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10981 Forest Rd, Forest, VA compare to other homes in Forest 24551?

Among the 9,346 homes in Forest 24551, it is worth more than 67% of them ($494,581 against a typical $414,699), its price per square foot is higher than 4% of them ($141 against a typical $210), it is bigger than 94% of them (3,514 ft² against a typical 2,006 ft²), its lot is bigger than 95% of them (5.63 ac against a typical 0.66 ac) and it is newer than 10% of them (1973 against a typical 1993). Measured against all of Bedford County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10981 Forest Rd, Forest, VA?

The 2026 property tax bill for 10981 Forest Rd, Forest, VA was $1,755. The county assessed it at $428,100.

More homes on Forest Rd

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More homes in Forest 24551

Assigned schools

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