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Single Family ResidenceResidential
$85,094$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Feb 4, 2004

11 DUTCH ROW

LONACONING, MD 21539
1
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$85K
$66K low$104K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Feb 4, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$44,394
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,515
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$29,100
M & T MORTGAGE CORP · recorded Feb 4, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,600
MANUFACTURERS & TRADERS TR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$737 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 280 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westmar Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
E
George's Creek Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 6.6 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,363
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,411
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,156
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Dutch Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Allegany County
  • Costs less per square foot than 76% of homes in Allegany County
  • Smaller than 76% of homes in Lonaconing 21539
  • Has a smaller lot than 78% of homes in Lonaconing 21539
  • Older than 72% of homes in Allegany County

What homes are worth in Lonaconing 21539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$481K

This home is worth more than 36% of homes in Lonaconing 21539.

How it measures up in Lonaconing 21539

The dot is this home. The mark in the middle is the typical home in Lonaconing 21539.

Estimated value$85,094
CheaperTypical $108,457Pricier

Pricier than 36% of homes nearby

Price per ft²$72
CheaperTypical $73Pricier

Pricier than 50% of homes nearby

Living area1,176 ft²
SmallerTypical 1,553 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.17 ac
SmallerTypical 0.34 acBigger

Bigger than 22% of homes nearby

Year built1920
OlderTypical 1925Newer

Newer than 44% of homes nearby

How 11 Dutch Row ranks against every home in each area.
MeasureThis homeLonaconing 21539Allegany County
Estimated valuepricier than$85,09436% of homes19% of homes
Price per ft²pricier than$7250% of homes24% of homes
Living areabigger than1,176 ft²24% of homes30% of homes
Lot sizebigger than0.17 ac22% of homes31% of homes
Year builtnewer than192044% of homes28% of homes

About 11 Dutch Row

How much is 11 Dutch Row, Lonaconing, MD worth?

The TopHap Estimate for 11 Dutch Row, Lonaconing, MD is $85,094 as of Jul 14, 2026. The likely range is $65,871 to $104,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 Dutch Row, Lonaconing, MD last sell?

11 Dutch Row, Lonaconing, MD last sold on Feb 4, 2004 for $30,000, according to the county's recorded deed.

How big is 11 Dutch Row, Lonaconing, MD?

11 Dutch Row, Lonaconing, MD has 1 bathrooms, 1,176 square feet of living space and a 0.17-acre lot.

When was 11 Dutch Row, Lonaconing, MD built?

11 Dutch Row, Lonaconing, MD was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 11 Dutch Row, Lonaconing, MD?

11 Dutch Row, Lonaconing, MD is assigned to Westmar Middle School (middle), rated C; George's Creek Elementary School (elementary), rated C; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Dutch Row, Lonaconing, MD compare to other homes in Lonaconing 21539?

Among the 1,088 homes in Lonaconing 21539, it is worth more than 36% of them ($85,094 against a typical $108,457), its price per square foot is higher than 50% of them ($72 against a typical $73), it is bigger than 24% of them (1,176 ft² against a typical 1,553 ft²), its lot is bigger than 22% of them (0.17 ac against a typical 0.34 ac) and it is newer than 44% of them (1920 against a typical 1925). Measured against all of Allegany County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Dutch Row, Lonaconing, MD?

The 2023 property tax bill for 11 Dutch Row, Lonaconing, MD was $737. The county assessed it at $65,500.

Closest homes

More homes in Lonaconing 21539

Assigned schools

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