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Rural ResidenceResidential
$128,742$52 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

116 RICHARDS ST

THURMAN, OH 45685
4
Beds
2 / 1
Baths
2,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1871
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$129K
$94K low$164K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,742
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,507 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,490 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyGallia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.3.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Oil
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Porch · 278 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rio Grande Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
H
Gallia Academy High SchoolC-
High · Grades 9–12 · 8.2 mi
M
Gallia Academy Middle SchoolB-
Middle · Grades 6–8 · 10.5 mi

District: Gallipolis City School District

Neighborhood · ZIP 45685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.145
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,321
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,954
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

116 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Thurman 45685
  • Costs less per square foot than 98% of homes in Thurman 45685
  • Bigger than 87% of homes in Gallia County
  • Has a bigger lot than 71% of homes in Gallia County
  • Among the oldest homes in Thurman 45685

What homes are worth in Thurman 45685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$540K

This home is worth more than 35% of homes in Thurman 45685.

How it measures up in Thurman 45685

The dot is this home. The mark in the middle is the typical home in Thurman 45685.

Estimated value$128,742
CheaperTypical $177,104Pricier

Pricier than 35% of homes nearby

Price per ft²$52
CheaperTypical $114Pricier

Pricier than 2% of homes nearby

Living area2,496 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 84% of homes nearby

Lot size3.27 ac
SmallerTypical 2.28 acBigger

Bigger than 59% of homes nearby

Year built1871
OlderTypical 1984Newer

Older than almost all homes nearby

How 116 Richards St ranks against every home in each area.
MeasureThis homeThurman 45685Gallia County
Estimated valuepricier than$128,74235% of homes38% of homes
Price per ft²pricier than$522% of homes6% of homes
Living areabigger than2,496 ft²84% of homes87% of homes
Lot sizebigger than3.27 ac59% of homes71% of homes
Year builtnewer than1871almost no homesalmost no homes

About 116 Richards St

How much is 116 Richards St, Thurman, OH worth?

The TopHap Estimate for 116 Richards St, Thurman, OH is $128,742 as of Jul 14, 2026. The likely range is $93,580 to $163,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 116 Richards St, Thurman, OH last sell?

116 Richards St, Thurman, OH last sold on Jan 15, 2004, according to the county's recorded deed.

How big is 116 Richards St, Thurman, OH?

116 Richards St, Thurman, OH has 4 bedrooms, 2 bathrooms, 2,496 square feet of living space and a 3.27-acre lot.

When was 116 Richards St, Thurman, OH built?

116 Richards St, Thurman, OH was built in 1871, making it 155 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 116 Richards St, Thurman, OH?

116 Richards St, Thurman, OH is assigned to Rio Grande Elementary School (elementary), rated C-; Gallia Academy High School (high), rated C-; Gallia Academy Middle School (middle), rated B-. All sit in Gallipolis City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 116 Richards St, Thurman, OH compare to other homes in Thurman 45685?

Among the 540 homes in Thurman 45685, it is worth more than 35% of them ($128,742 against a typical $177,104), its price per square foot is higher than 2% of them ($52 against a typical $114), it is bigger than 84% of them (2,496 ft² against a typical 1,584 ft²), its lot is bigger than 59% of them (3.27 ac against a typical 2.28 ac) and it is newer than almost none of them (1871 against a typical 1984). Measured against all of Gallia County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 116 Richards St, Thurman, OH?

The 2025 property tax bill for 116 Richards St, Thurman, OH was $1,507. The county assessed it at $45,490.

Closest homes

More homes in Thurman 45685

Assigned schools

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