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Single Family ResidenceResidential
$126,046$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,000 on Apr 20, 2018

620 RICHARDS ST

THURMAN, OH 45685
3
Beds
1
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$126K
$89K low$163K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Apr 20, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,046
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,237
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,000
ROCKET MORTGAGE LLC · recorded Oct 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$948 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,990
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGallia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Oil
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²Porch · 199 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rio Grande Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
H
Gallia Academy High SchoolC-
High · Grades 9–12 · 8.2 mi
M
Gallia Academy Middle SchoolB-
Middle · Grades 6–8 · 10.5 mi

District: Gallipolis City School District

Neighborhood · ZIP 45685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.145
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,321
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,954
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

620 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Thurman 45685
  • Costs less per square foot than 73% of homes in Gallia County
  • Has a smaller lot than 92% of homes in Thurman 45685
  • Older than 86% of homes in Thurman 45685

What homes are worth in Thurman 45685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$540K

This home is worth more than 35% of homes in Thurman 45685.

How it measures up in Thurman 45685

The dot is this home. The mark in the middle is the typical home in Thurman 45685.

Estimated value$126,046
CheaperTypical $177,104Pricier

Pricier than 35% of homes nearby

Price per ft²$92
CheaperTypical $114Pricier

Pricier than 29% of homes nearby

Living area1,372 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.28 ac
SmallerTypical 2.28 acBigger

Bigger than 8% of homes nearby

Year built1930
OlderTypical 1984Newer

Newer than 14% of homes nearby

How 620 Richards St ranks against every home in each area.
MeasureThis homeThurman 45685Gallia County
Estimated valuepricier than$126,04635% of homes37% of homes
Price per ft²pricier than$9229% of homes27% of homes
Living areabigger than1,372 ft²39% of homes42% of homes
Lot sizebigger than0.28 ac8% of homes20% of homes
Year builtnewer than193014% of homes20% of homes

About 620 Richards St

How much is 620 Richards St, Thurman, OH worth?

The TopHap Estimate for 620 Richards St, Thurman, OH is $126,046 as of Jul 14, 2026. The likely range is $88,860 to $163,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 620 Richards St, Thurman, OH last sell?

620 Richards St, Thurman, OH last sold on Apr 20, 2018 for $85,000, according to the county's recorded deed.

How big is 620 Richards St, Thurman, OH?

620 Richards St, Thurman, OH has 3 bedrooms, 1 bathrooms, 1,372 square feet of living space and a 0.28-acre lot.

When was 620 Richards St, Thurman, OH built?

620 Richards St, Thurman, OH was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 620 Richards St, Thurman, OH?

620 Richards St, Thurman, OH is assigned to Rio Grande Elementary School (elementary), rated C-; Gallia Academy High School (high), rated C-; Gallia Academy Middle School (middle), rated B-. All sit in Gallipolis City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 620 Richards St, Thurman, OH compare to other homes in Thurman 45685?

Among the 540 homes in Thurman 45685, it is worth more than 35% of them ($126,046 against a typical $177,104), its price per square foot is higher than 29% of them ($92 against a typical $114), it is bigger than 39% of them (1,372 ft² against a typical 1,584 ft²), its lot is bigger than 8% of them (0.28 ac against a typical 2.28 ac) and it is newer than 14% of them (1930 against a typical 1984). Measured against all of Gallia County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 620 Richards St, Thurman, OH?

The 2025 property tax bill for 620 Richards St, Thurman, OH was $948. The county assessed it at $27,920.

Closest homes

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Assigned schools

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