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Single Family ResidenceResidential
$276,022$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

11609 RIVER RD

CARMEL, IN 46033
3
Beds
1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$276K
$261K low$291K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,396 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.179 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
E
Woodbrook Elementary SchoolA
Elementary · Grades KG–5 · 1.7 mi
H
Carmel High SchoolA+
High · Grades 9–12 · 3.3 mi

District: Carmel Clay Schools

Neighborhood · ZIP 46033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.42,831
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,216 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$195,335
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11609 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Carmel 46033
  • Costs less per square foot than 70% of homes in Carmel 46033
  • Smaller than 96% of homes in Carmel 46033
  • Has a bigger lot than 84% of homes in Hamilton County
  • Older than 86% of homes in Hamilton County

What homes are worth in Carmel 46033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$319K$1.5M

This home is worth less than almost all homes in Carmel 46033.

How it measures up in Carmel 46033

The dot is this home. The mark in the middle is the typical home in Carmel 46033.

Estimated value$276,022
CheaperTypical $574,063Pricier

Cheaper than almost all homes nearby

Price per ft²$177
CheaperTypical $196Pricier

Pricier than 30% of homes nearby

Living area1,560 ft²
SmallerTypical 2,943 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.49 ac
SmallerTypical 0.36 acBigger

Bigger than 79% of homes nearby

Year built1977
OlderTypical 1995Newer

Newer than 20% of homes nearby

How 11609 River Rd ranks against every home in each area.
MeasureThis homeCarmel 46033Hamilton County
Estimated valuepricier than$276,022almost no homes9% of homes
Price per ft²pricier than$17730% of homes44% of homes
Living areabigger than1,560 ft²4% of homes14% of homes
Lot sizebigger than0.49 ac79% of homes84% of homes
Year builtnewer than197720% of homes14% of homes

About 11609 River Rd

How much is 11609 River Rd, Carmel, IN worth?

The TopHap Estimate for 11609 River Rd, Carmel, IN is $276,022 as of Aug 30, 2026. The likely range is $261,173 to $290,871. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 11609 River Rd, Carmel, IN?

11609 River Rd, Carmel, IN has 3 bedrooms, 1 bathrooms, 1,560 square feet of living space and a 0.49-acre lot.

When was 11609 River Rd, Carmel, IN built?

11609 River Rd, Carmel, IN was built in 1977, making it 49 years old. The building has 2 stories.

What schools serve 11609 River Rd, Carmel, IN?

11609 River Rd, Carmel, IN is assigned to Clay Middle School (middle), rated A-; Woodbrook Elementary School (elementary), rated A; Carmel High School (high), rated A+. All sit in Carmel Clay Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11609 River Rd, Carmel, IN compare to other homes in Carmel 46033?

Among the 13,766 homes in Carmel 46033, it is worth more than almost none of them ($276,022 against a typical $574,063), its price per square foot is higher than 30% of them ($177 against a typical $196), it is bigger than 4% of them (1,560 ft² against a typical 2,943 ft²), its lot is bigger than 79% of them (0.49 ac against a typical 0.36 ac) and it is newer than 20% of them (1977 against a typical 1995). Measured against all of Hamilton County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11609 River Rd, Carmel, IN?

The 2024 property tax bill for 11609 River Rd, Carmel, IN was $1,396. The county assessed it at $169,700.

More homes on River Rd

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