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Single Family ResidentialResidential
$136,456$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 RATLIFF RIDGE RD

BEATTYVILLE, KY 41311
3
Beds
2 / 1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$136K
$119K low$154K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,255
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,204
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,201
PEOPLES EXCHANGE BANK · recorded Dec 18, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,526 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLee
Lot (acres)The size of the land the home sits on, from county records.0.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 306 ft²Porch · 215 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lee County Middle High SchoolB+
Middle · Grades 6–12 · 4.1 mi
E
Lee County Elementary SchoolC
Elementary · Grades PK–5 · 5.7 mi

District: Lee County School District

Neighborhood · ZIP 41311These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.157
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$44,038
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Ratliff Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Beattyville 41311
  • Has a smaller lot than 90% of homes in Beattyville 41311
  • Older than 75% of homes in Lee County

What homes are worth in Beattyville 41311

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$328K

This home is worth more than 53% of homes in Beattyville 41311.

How it measures up in Beattyville 41311

The dot is this home. The mark in the middle is the typical home in Beattyville 41311.

Estimated value$136,456
CheaperTypical $132,330Pricier

Pricier than 53% of homes nearby

Price per ft²$131
CheaperTypical $109Pricier

Pricier than 69% of homes nearby

Living area1,040 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.47 ac
SmallerTypical 1.76 acBigger

Bigger than 10% of homes nearby

Year built1964
OlderTypical 1982Newer

Newer than 26% of homes nearby

How 118 Ratliff Ridge Rd ranks against every home in each area.
MeasureThis homeBeattyville 41311Lee County
Estimated valuepricier than$136,45653% of homes54% of homes
Price per ft²pricier than$13169% of homes66% of homes
Living areabigger than1,040 ft²42% of homes44% of homes
Lot sizebigger than0.47 ac10% of homes11% of homes
Year builtnewer than196426% of homes25% of homes

About 118 Ratliff Ridge Rd

How much is 118 Ratliff Ridge Rd, Beattyville, KY worth?

The TopHap Estimate for 118 Ratliff Ridge Rd, Beattyville, KY is $136,456 as of Jul 14, 2026. The likely range is $118,942 to $153,970. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 118 Ratliff Ridge Rd, Beattyville, KY?

118 Ratliff Ridge Rd, Beattyville, KY has 3 bedrooms, 2 bathrooms, 1,040 square feet of living space and a 0.47-acre lot.

When was 118 Ratliff Ridge Rd, Beattyville, KY built?

118 Ratliff Ridge Rd, Beattyville, KY was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 118 Ratliff Ridge Rd, Beattyville, KY?

118 Ratliff Ridge Rd, Beattyville, KY is assigned to Lee County Middle High School (middle), rated B+; Lee County Elementary School (elementary), rated C. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Ratliff Ridge Rd, Beattyville, KY compare to other homes in Beattyville 41311?

Among the 3,599 homes in Beattyville 41311, it is worth more than 53% of them ($136,456 against a typical $132,330), its price per square foot is higher than 69% of them ($131 against a typical $109), it is bigger than 42% of them (1,040 ft² against a typical 1,120 ft²), its lot is bigger than 10% of them (0.47 ac against a typical 1.76 ac) and it is newer than 26% of them (1964 against a typical 1982). Measured against all of Lee County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Ratliff Ridge Rd, Beattyville, KY?

The 2025 property tax bill for 118 Ratliff Ridge Rd, Beattyville, KY was $1,526. The county assessed it at $119,000.

Closest homes

More homes in Beattyville 41311

Assigned schools

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