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Single Family ResidenceResidential
$304,145$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 RIDGE RD

RENSSELAER, NY 12144
3
Beds
1
Baths
1,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$304K
$274K low$334K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,316
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BROADVIEW FCU · recorded Mar 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$329,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$213,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRENSSELAER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2017
Lot (acres)The size of the land the home sits on, from county records.0.51
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Red Mill SchoolB+
Elementary · Grades PK–5 · 0.7 mi
M
Howard L Goff SchoolB+
Middle · Grades 6–8 · 2.3 mi
H
Columbia High SchoolA-
High · Grades 9–12 · 2.4 mi

District: East Greenbush Central School District

Neighborhood · ZIP 12144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,873
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 73% of homes in Rensselaer County
  • Smaller than 75% of homes in Rensselaer County
  • Has a bigger lot than 84% of homes in Rensselaer 12144
  • Newer than 74% of homes in Rensselaer County

What homes are worth in Rensselaer 12144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$728K

This home is worth more than 55% of homes in Rensselaer 12144.

How it measures up in Rensselaer 12144

The dot is this home. The mark in the middle is the typical home in Rensselaer 12144.

Estimated value$304,145
CheaperTypical $291,574Pricier

Pricier than 55% of homes nearby

Price per ft²$241
CheaperTypical $215Pricier

Pricier than 70% of homes nearby

Living area1,264 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.51 ac
SmallerTypical 0.19 acBigger

Bigger than 84% of homes nearby

Year built1986
OlderTypical 1955Newer

Newer than 73% of homes nearby

How 12 Ridge Rd ranks against every home in each area.
MeasureThis homeRensselaer 12144Rensselaer County
Estimated valuepricier than$304,14555% of homes47% of homes
Price per ft²pricier than$24170% of homes73% of homes
Living areabigger than1,264 ft²29% of homes25% of homes
Lot sizebigger than0.51 ac84% of homes53% of homes
Year builtnewer than198673% of homes74% of homes

About 12 Ridge Rd

How much is 12 Ridge Rd, Rensselaer, NY worth?

The TopHap Estimate for 12 Ridge Rd, Rensselaer, NY is $304,145 as of Jul 14, 2026. The likely range is $274,110 to $334,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Ridge Rd, Rensselaer, NY last sell?

12 Ridge Rd, Rensselaer, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Ridge Rd, Rensselaer, NY?

12 Ridge Rd, Rensselaer, NY has 3 bedrooms, 1 bathrooms, 1,264 square feet of living space and a 0.51-acre lot.

When was 12 Ridge Rd, Rensselaer, NY built?

12 Ridge Rd, Rensselaer, NY was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 12 Ridge Rd, Rensselaer, NY?

12 Ridge Rd, Rensselaer, NY is assigned to Red Mill School (elementary), rated B+; Howard L Goff School (middle), rated B+; Columbia High School (high), rated A-. All sit in East Greenbush Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Ridge Rd, Rensselaer, NY compare to other homes in Rensselaer 12144?

Among the 6,575 homes in Rensselaer 12144, it is worth more than 55% of them ($304,145 against a typical $291,574), its price per square foot is higher than 70% of them ($241 against a typical $215), it is bigger than 29% of them (1,264 ft² against a typical 1,539 ft²), its lot is bigger than 84% of them (0.51 ac against a typical 0.19 ac) and it is newer than 73% of them (1986 against a typical 1955). Measured against all of Rensselaer County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Ridge Rd, Rensselaer, NY?

The 2025 property tax bill for 12 Ridge Rd, Rensselaer, NY was $7,251. The county assessed it at $329,000.

More homes on Ridge Rd

Closest homes

More homes in Rensselaer 12144

Assigned schools

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