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Single Family ResidenceResidential
$133,786$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $130,000 on Sep 16, 2025

120 ELM ST

MONTPELIER, VT 05602
4
Beds
2.5
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1830
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$134K
$83K low$185K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Sep 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Main Street Middle SchoolA+
Middle · Grades 5–8 · 0.2 mi
E
Union Elementary School
Elementary · Grades PK–4 · 0.3 mi
H
Montpelier High SchoolA+
High · Grades 9–12 · 0.7 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Montpelier 05602
  • Among the lowest price per square foot in Montpelier 05602
  • Has a smaller lot than 83% of homes in Washington County
  • Older than 98% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$880K

This home is worth less than almost all homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$133,786
CheaperTypical $421,314Pricier

Cheaper than almost all homes nearby

Price per ft²$82
CheaperTypical $285Pricier

Cheaper than almost all homes nearby

Living area1,632 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.21 ac
SmallerTypical 0.67 acBigger

Bigger than 23% of homes nearby

Year built1830
OlderTypical 1962Newer

Newer than 3% of homes nearby

How 120 Elm St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$133,786almost no homes4% of homes
Price per ft²pricier than$82almost no homesalmost no homes
Living areabigger than1,632 ft²57% of homes57% of homes
Lot sizebigger than0.21 ac23% of homes17% of homes
Year builtnewer than18303% of homes2% of homes

About 120 Elm St

How much is 120 Elm St, Montpelier, VT worth?

The TopHap Estimate for 120 Elm St, Montpelier, VT is $133,786 as of Aug 30, 2026. The likely range is $83,049 to $184,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Elm St, Montpelier, VT last sell?

120 Elm St, Montpelier, VT last sold on Sep 16, 2025 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Elm St, Montpelier, VT?

120 Elm St, Montpelier, VT has 4 bedrooms, 2.5 bathrooms, 1,632 square feet of living space and a 0.21-acre lot.

When was 120 Elm St, Montpelier, VT built?

120 Elm St, Montpelier, VT was built in 1830, making it 196 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 120 Elm St, Montpelier, VT?

120 Elm St, Montpelier, VT is assigned to Main Street Middle School (middle), rated A+; Union Elementary School (elementary); Montpelier High School (high), rated A+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Elm St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,572 homes in Montpelier 05602, it is worth more than almost none of them ($133,786 against a typical $421,314), its price per square foot is higher than almost none of them ($82 against a typical $285), it is bigger than 57% of them (1,632 ft² against a typical 1,512 ft²), its lot is bigger than 23% of them (0.21 ac against a typical 0.67 ac) and it is newer than 3% of them (1830 against a typical 1962). Measured against all of Washington County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Elm St, Montpelier, VT?

The 2025 property tax bill for 120 Elm St, Montpelier, VT was $2,148. The county assessed it at $161,100.

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