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Single Family ResidenceResidential
$519,708$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $505,000 on Sep 26, 2025

491 ELM ST

MONTPELIER, VT 05602
4
Beds
4 / 2
Baths
2,950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$520K
$454K low$586K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$505,000 · Sep 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,715 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$578,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$578,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.178 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.2.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Main Street Middle SchoolA+
Middle · Grades 5–8 · 0.8 mi
E
Union Elementary School
Elementary · Grades PK–4 · 1.0 mi
H
Montpelier High SchoolA+
High · Grades 9–12 · 1.2 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

491 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Washington County
  • Costs less per square foot than 94% of homes in Montpelier 05602
  • Bigger than 94% of homes in Washington County
  • Has a bigger lot than 68% of homes in Montpelier 05602
  • Older than 70% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$902K

This home is worth more than 73% of homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$519,708
CheaperTypical $422,787Pricier

Pricier than 73% of homes nearby

Price per ft²$176
CheaperTypical $285Pricier

Pricier than 6% of homes nearby

Living area2,950 ft²
SmallerTypical 1,509 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.3 ac
SmallerTypical 0.69 acBigger

Bigger than 68% of homes nearby

Year built1951
OlderTypical 1962Newer

Newer than 43% of homes nearby

How 491 Elm St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$519,70873% of homes76% of homes
Price per ft²pricier than$1766% of homes15% of homes
Living areabigger than2,950 ft²92% of homes94% of homes
Lot sizebigger than2.3 ac68% of homes60% of homes
Year builtnewer than195143% of homes30% of homes

About 491 Elm St

How much is 491 Elm St, Montpelier, VT worth?

The TopHap Estimate for 491 Elm St, Montpelier, VT is $519,708 as of Aug 30, 2026. The likely range is $453,774 to $585,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 491 Elm St, Montpelier, VT last sell?

491 Elm St, Montpelier, VT last sold on Sep 26, 2025 for $505,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 491 Elm St, Montpelier, VT?

491 Elm St, Montpelier, VT has 4 bedrooms, 4 bathrooms, 2,950 square feet of living space and a 2.30-acre lot.

When was 491 Elm St, Montpelier, VT built?

491 Elm St, Montpelier, VT was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 491 Elm St, Montpelier, VT?

491 Elm St, Montpelier, VT is assigned to Main Street Middle School (middle), rated A+; Union Elementary School (elementary); Montpelier High School (high), rated A+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 491 Elm St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,569 homes in Montpelier 05602, it is worth more than 73% of them ($519,708 against a typical $422,787), its price per square foot is higher than 6% of them ($176 against a typical $285), it is bigger than 92% of them (2,950 ft² against a typical 1,509 ft²), its lot is bigger than 68% of them (2.3 ac against a typical 0.69 ac) and it is newer than 43% of them (1951 against a typical 1962). Measured against all of Washington County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 491 Elm St, Montpelier, VT?

The 2025 property tax bill for 491 Elm St, Montpelier, VT was $7,715. The county assessed it at $578,600.

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