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Single Family ResidenceResidential
$632,279$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $330,000 on Aug 14, 2019

120 RIVER BLUFF DR

ORMOND BEACH, FL 32174
4
Beds
4 / 1
Baths
3,822 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$632K
$580K low$685K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,000 · Aug 14, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$270,279
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,223
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$362,000
CARDINAL FINANCIAL COMPANY LP · recorded Feb 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,888 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$682,474 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$170,895
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$511,579
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$669,573
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$682,474

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVolusia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.2.17
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 32 ft²Patio · 1,000 ft²Porch · 42 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tomoka Elementary SchoolB+
Elementary · Grades PK–5 · 1.2 mi
M
David C. Hinson Sr. Middle SchoolC
Middle · Grades 6–8 · 3.4 mi
H
Seabreeze High SchoolB+
High · Grades 9–12 · 4.6 mi

District: Volusia County School District

Neighborhood · ZIP 32174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.57,349
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.439 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,814
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Volusia County
  • Costs less per square foot than 87% of homes in Ormond Beach 32174
  • Among the largest homes in Volusia County
  • Has a bigger lot than 95% of homes in Ormond Beach 32174
  • Newer than 65% of homes in Volusia County

What homes are worth in Ormond Beach 32174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$999K

This home is worth more than 87% of homes in Ormond Beach 32174.

How it measures up in Ormond Beach 32174

The dot is this home. The mark in the middle is the typical home in Ormond Beach 32174.

Estimated value$632,279
CheaperTypical $399,022Pricier

Pricier than 87% of homes nearby

Price per ft²$165
CheaperTypical $212Pricier

Pricier than 13% of homes nearby

Living area3,822 ft²
SmallerTypical 1,868 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.17 ac
SmallerTypical 0.24 acBigger

Bigger than 95% of homes nearby

Year built1996
OlderTypical 1990Newer

Newer than 57% of homes nearby

How 120 River Bluff Dr ranks against every home in each area.
MeasureThis homeOrmond Beach 32174Volusia County
Estimated valuepricier than$632,27987% of homes92% of homes
Price per ft²pricier than$16513% of homes19% of homes
Living areabigger than3,822 ft²97% of homesalmost all homes
Lot sizebigger than2.17 ac95% of homes94% of homes
Year builtnewer than199657% of homes65% of homes

About 120 River Bluff Dr

How much is 120 River Bluff Dr, Ormond Beach, FL worth?

The TopHap Estimate for 120 River Bluff Dr, Ormond Beach, FL is $632,279 as of Jul 14, 2026. The likely range is $579,970 to $684,588. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 River Bluff Dr, Ormond Beach, FL last sell?

120 River Bluff Dr, Ormond Beach, FL last sold on Aug 14, 2019 for $330,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 120 River Bluff Dr, Ormond Beach, FL?

120 River Bluff Dr, Ormond Beach, FL has 4 bedrooms, 4 bathrooms, 3,822 square feet of living space and a 2.17-acre lot.

When was 120 River Bluff Dr, Ormond Beach, FL built?

120 River Bluff Dr, Ormond Beach, FL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 120 River Bluff Dr, Ormond Beach, FL?

120 River Bluff Dr, Ormond Beach, FL is assigned to Tomoka Elementary School (elementary), rated B+; David C. Hinson Sr. Middle School (middle), rated C; Seabreeze High School (high), rated B+. All sit in Volusia County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 River Bluff Dr, Ormond Beach, FL compare to other homes in Ormond Beach 32174?

Among the 22,385 homes in Ormond Beach 32174, it is worth more than 87% of them ($632,279 against a typical $399,022), its price per square foot is higher than 13% of them ($165 against a typical $212), it is bigger than 97% of them (3,822 ft² against a typical 1,868 ft²), its lot is bigger than 95% of them (2.17 ac against a typical 0.24 ac) and it is newer than 57% of them (1996 against a typical 1990). Measured against all of Volusia County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 River Bluff Dr, Ormond Beach, FL?

The 2025 property tax bill for 120 River Bluff Dr, Ormond Beach, FL was $11,888. The county assessed it at $682,474.

Closest homes

More homes in Ormond Beach 32174

Assigned schools

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