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Single Family ResidenceResidential
$501,008$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12000 LOWER RIVER RD

UNION, KY 41091
3
Beds
3 / 1
Baths
2,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$501K
$453K low$549K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,984 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$348,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBoone
Lot (acres)The size of the land the home sits on, from county records.5.53
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charles H Kelly Elementary SchoolA
Elementary · Grades KG–5 · 4.6 mi
M
Ballyshannon Middle SchoolA
Middle · Grades 6–8 · 9.0 mi
H
Larry A. Ryle High SchoolA
High · Grades 9–12 · 10.1 mi

District: Boone County School District

Neighborhood · ZIP 41091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.497 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,272
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12000 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Boone County
  • Costs more per square foot than 66% of homes in Boone County
  • Bigger than 79% of homes in Boone County
  • Has a bigger lot than 97% of homes in Union 41091
  • Older than 71% of homes in Union 41091

What homes are worth in Union 41091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$968K

This home is worth more than 66% of homes in Union 41091.

How it measures up in Union 41091

The dot is this home. The mark in the middle is the typical home in Union 41091.

Estimated value$501,008
CheaperTypical $428,276Pricier

Pricier than 66% of homes nearby

Price per ft²$206
CheaperTypical $192Pricier

Pricier than 63% of homes nearby

Living area2,436 ft²
SmallerTypical 2,246 ft²Bigger

Bigger than 58% of homes nearby

Lot size5.53 ac
SmallerTypical 0.33 acBigger

Bigger than 97% of homes nearby

Year built1997
OlderTypical 2004Newer

Newer than 29% of homes nearby

How 12000 Lower River Rd ranks against every home in each area.
MeasureThis homeUnion 41091Boone County
Estimated valuepricier than$501,00866% of homes86% of homes
Price per ft²pricier than$20663% of homes66% of homes
Living areabigger than2,436 ft²58% of homes79% of homes
Lot sizebigger than5.53 ac97% of homes97% of homes
Year builtnewer than199729% of homes48% of homes

About 12000 Lower River Rd

How much is 12000 Lower River Rd, Union, KY worth?

The TopHap Estimate for 12000 Lower River Rd, Union, KY is $501,008 as of Oct 21, 2026. The likely range is $453,138 to $548,878. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12000 Lower River Rd, Union, KY?

12000 Lower River Rd, Union, KY has 3 bedrooms, 3 bathrooms, 2,436 square feet of living space and a 5.53-acre lot.

When was 12000 Lower River Rd, Union, KY built?

12000 Lower River Rd, Union, KY was built in 1997, making it 29 years old. It is a cape cod home. The building has 1 story.

What schools serve 12000 Lower River Rd, Union, KY?

12000 Lower River Rd, Union, KY is assigned to Charles H Kelly Elementary School (elementary), rated A; Ballyshannon Middle School (middle), rated A; Larry A. Ryle High School (high), rated A. All sit in Boone County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12000 Lower River Rd, Union, KY compare to other homes in Union 41091?

Among the 9,801 homes in Union 41091, it is worth more than 66% of them ($501,008 against a typical $428,276), its price per square foot is higher than 63% of them ($206 against a typical $192), it is bigger than 58% of them (2,436 ft² against a typical 2,246 ft²), its lot is bigger than 97% of them (5.53 ac against a typical 0.33 ac) and it is newer than 29% of them (1997 against a typical 2004). Measured against all of Boone County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12000 Lower River Rd, Union, KY?

The 2025 property tax bill for 12000 Lower River Rd, Union, KY was $3,984. The county assessed it at $348,200.

More homes on Lower River Rd

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