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Single Family ResidenceResidential
$180,453$68 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

121 RICHARDS ST

VARDAMAN, MS 38878
3
Beds
0
Baths
2,661 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$180K
$158K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,372
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,081
BANK OF OKOLONA · recorded May 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$469 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,189 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,189
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,189
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,863

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCalhoun
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Gazebo

Neighborhood · ZIP 38878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,675
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,353
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

121 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Vardaman 38878
  • Costs less per square foot than 78% of homes in Vardaman 38878
  • Bigger than 92% of homes in Vardaman 38878
  • Older than 85% of homes in Vardaman 38878

What homes are worth in Vardaman 38878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$385K

This home is worth more than 81% of homes in Vardaman 38878.

How it measures up in Vardaman 38878

The dot is this home. The mark in the middle is the typical home in Vardaman 38878.

Estimated value$180,453
CheaperTypical $115,361Pricier

Pricier than 81% of homes nearby

Price per ft²$68
CheaperTypical $78Pricier

Pricier than 22% of homes nearby

Living area2,661 ft²
SmallerTypical 1,447 ft²Bigger

Bigger than 92% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 51% of homes nearby

Year built1952
OlderTypical 1977Newer

Newer than 15% of homes nearby

How 121 Richards St ranks against every home in each area.
MeasureThis homeVardaman 38878Calhoun County
Estimated valuepricier than$180,45381% of homes78% of homes
Price per ft²pricier than$6822% of homes25% of homes
Living areabigger than2,661 ft²92% of homes89% of homes
Lot sizebigger than1 ac51% of homes49% of homes
Year builtnewer than195215% of homes18% of homes

About 121 Richards St

How much is 121 Richards St, Vardaman, MS worth?

The TopHap Estimate for 121 Richards St, Vardaman, MS is $180,453 as of Jul 14, 2026. The likely range is $158,070 to $202,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 121 Richards St, Vardaman, MS last sell?

121 Richards St, Vardaman, MS last sold on Sep 27, 2013, according to the county's recorded deed.

How big is 121 Richards St, Vardaman, MS?

121 Richards St, Vardaman, MS has 3 bedrooms, 2,661 square feet of living space and a 1.00-acre lot.

When was 121 Richards St, Vardaman, MS built?

121 Richards St, Vardaman, MS was built in 1952, making it 74 years old.

How does 121 Richards St, Vardaman, MS compare to other homes in Vardaman 38878?

Among the 1,073 homes in Vardaman 38878, it is worth more than 81% of them ($180,453 against a typical $115,361), its price per square foot is higher than 22% of them ($68 against a typical $78), it is bigger than 92% of them (2,661 ft² against a typical 1,447 ft²), its lot is bigger than 51% of them (1 ac against a typical 1 ac) and it is newer than 15% of them (1952 against a typical 1977). Measured against all of Calhoun County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 121 Richards St, Vardaman, MS?

The 2024 property tax bill for 121 Richards St, Vardaman, MS was $469. The county assessed it at $11,189.

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