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Single Family ResidenceResidential
$422,641$344 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

125 COWAN ST

MODESTO, CA 95358
2
Beds
1
Baths
1,227 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$423K
$384K low$461K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,680 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,018 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,678
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,411

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westport Elementary SchoolD
Elementary · Grades KG–6 · 2.0 mi
H
Central Valley High SchoolC+
High · Grades 9–12 · 2.2 mi
M
Blaker Kinser Junior HighC-
Middle · Grades 7–8 · 2.6 mi

District: Ceres Unified School District

Neighborhood · ZIP 95358These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.175

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.4%
PopulationHow many people live in this area.33,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.274 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,223
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

125 Cowan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Stanislaus County
  • Smaller than 77% of homes in Stanislaus County
  • Has a bigger lot than 91% of homes in Stanislaus County
  • Older than 87% of homes in Stanislaus County

What homes are worth in Modesto 95358

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$1M

This home is worth more than 55% of homes in Modesto 95358.

How it measures up in Modesto 95358

The dot is this home. The mark in the middle is the typical home in Modesto 95358.

Estimated value$422,641
CheaperTypical $413,054Pricier

Pricier than 55% of homes nearby

Price per ft²$344
CheaperTypical $287Pricier

Pricier than 85% of homes nearby

Living area1,227 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.48 ac
SmallerTypical 0.15 acBigger

Bigger than 84% of homes nearby

Year built1950
OlderTypical 1985Newer

Newer than 23% of homes nearby

How 125 Cowan St ranks against every home in each area.
MeasureThis homeModesto 95358Stanislaus County
Estimated valuepricier than$422,64155% of homes39% of homes
Price per ft²pricier than$34485% of homes86% of homes
Living areabigger than1,227 ft²35% of homes23% of homes
Lot sizebigger than0.48 ac84% of homes91% of homes
Year builtnewer than195023% of homes13% of homes

About 125 Cowan St

How much is 125 Cowan St, Modesto, CA worth?

The TopHap Estimate for 125 Cowan St, Modesto, CA is $422,641 as of Sep 24, 2026. The likely range is $384,119 to $461,163. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 125 Cowan St, Modesto, CA last sell?

125 Cowan St, Modesto, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 125 Cowan St, Modesto, CA?

125 Cowan St, Modesto, CA has 2 bedrooms, 1 bathrooms, 1,227 square feet of living space and a 0.48-acre lot.

When was 125 Cowan St, Modesto, CA built?

125 Cowan St, Modesto, CA was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 125 Cowan St, Modesto, CA?

125 Cowan St, Modesto, CA is assigned to Westport Elementary School (elementary), rated D; Central Valley High School (high), rated C+; Blaker Kinser Junior High (middle), rated C-. All sit in Ceres Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 125 Cowan St, Modesto, CA compare to other homes in Modesto 95358?

Among the 7,279 homes in Modesto 95358, it is worth more than 55% of them ($422,641 against a typical $413,054), its price per square foot is higher than 85% of them ($344 against a typical $287), it is bigger than 35% of them (1,227 ft² against a typical 1,394 ft²), its lot is bigger than 84% of them (0.48 ac against a typical 0.15 ac) and it is newer than 23% of them (1950 against a typical 1985). Measured against all of Stanislaus County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 125 Cowan St, Modesto, CA?

The 2026 property tax bill for 125 Cowan St, Modesto, CA was $1,680. The county assessed it at $133,018.

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