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Single Family ResidenceResidential
$121,117$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

127 S WATER ST

RURAL VALLEY, PA 16249
3
Beds
1
Baths
1,098 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$105K low$137K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.143%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
ONE REVERSE MORTGAGE LLC · recorded Apr 13, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD-HOUSING/URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,972 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,970 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,010
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyARMSTRONG
Lot (acres)The size of the land the home sits on, from county records.1.49
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shannock Valley Elementary SchoolC
Elementary · Grades KG–6 · 0.3 mi
M
West Shamokin Junior-Senior High SchoolB
Middle · Grades 7–12 · 2.4 mi

District: Armstrong School District

Neighborhood · ZIP 16249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,718
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

127 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Rural Valley 16249
  • Smaller than 83% of homes in Rural Valley 16249
  • Has a bigger lot than 66% of homes in Armstrong County
  • Newer than 77% of homes in Armstrong County

What homes are worth in Rural Valley 16249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$410K

This home is worth more than 30% of homes in Rural Valley 16249.

How it measures up in Rural Valley 16249

The dot is this home. The mark in the middle is the typical home in Rural Valley 16249.

Estimated value$121,117
CheaperTypical $153,734Pricier

Pricier than 30% of homes nearby

Price per ft²$110
CheaperTypical $109Pricier

Pricier than 52% of homes nearby

Living area1,098 ft²
SmallerTypical 1,490 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.49 ac
SmallerTypical 1.14 acBigger

Bigger than 54% of homes nearby

Year built1976
OlderTypical 1959Newer

Newer than 69% of homes nearby

How 127 S Water St ranks against every home in each area.
MeasureThis homeRural Valley 16249Armstrong County
Estimated valuepricier than$121,11730% of homes38% of homes
Price per ft²pricier than$11052% of homes54% of homes
Living areabigger than1,098 ft²17% of homes20% of homes
Lot sizebigger than1.49 ac54% of homes66% of homes
Year builtnewer than197669% of homes77% of homes

About 127 S Water St

How much is 127 S Water St, Rural Valley, PA worth?

The TopHap Estimate for 127 S Water St, Rural Valley, PA is $121,117 as of Jul 14, 2026. The likely range is $105,265 to $136,969. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 127 S Water St, Rural Valley, PA last sell?

127 S Water St, Rural Valley, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 127 S Water St, Rural Valley, PA?

127 S Water St, Rural Valley, PA has 3 bedrooms, 1 bathrooms, 1,098 square feet of living space and a 1.49-acre lot.

When was 127 S Water St, Rural Valley, PA built?

127 S Water St, Rural Valley, PA was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 127 S Water St, Rural Valley, PA?

127 S Water St, Rural Valley, PA is assigned to Shannock Valley Elementary School (elementary), rated C; West Shamokin Junior-Senior High School (middle), rated B. All sit in Armstrong School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 127 S Water St, Rural Valley, PA compare to other homes in Rural Valley 16249?

Among the 871 homes in Rural Valley 16249, it is worth more than 30% of them ($121,117 against a typical $153,734), its price per square foot is higher than 52% of them ($110 against a typical $109), it is bigger than 17% of them (1,098 ft² against a typical 1,490 ft²), its lot is bigger than 54% of them (1.49 ac against a typical 1.14 ac) and it is newer than 69% of them (1976 against a typical 1959). Measured against all of Armstrong County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 127 S Water St, Rural Valley, PA?

The 2026 property tax bill for 127 S Water St, Rural Valley, PA was $2,972. The county assessed it at $30,970.

Closest homes

More homes in Rural Valley 16249

Assigned schools

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