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Single Family ResidenceResidential
$1,452,730$1,096 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,430,000 on Apr 29, 2026

128 RUGGLES AVE

NEWPORT, RI 02840
3
Beds
2
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,430,000 · Apr 29, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$752,730
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$602,184
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$700,000
BANKERS · 5.5% 1 · recorded Apr 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,906 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,025,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$567,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$458,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyNEWPORT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rogers High SchoolC
High · Grades 9–12 · 0.5 mi
M
Frank E. Thompson Middle SchoolD+
Middle · Grades 5–8 · 1.7 mi
E
Claiborne Pell Elementary SchoolC-
Elementary · Grades PK–4 · 2.8 mi

District: Newport School District

Neighborhood · ZIP 02840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.23,137
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,528
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 Ruggles Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Newport County
  • Costs more per square foot than 95% of homes in Newport County
  • Smaller than 67% of homes in Newport 02840
  • Has a bigger lot than 76% of homes in Newport 02840
  • Newer than 68% of homes in Newport 02840

What homes are worth in Newport 02840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$351K$5.1M

This home is worth more than 76% of homes in Newport 02840.

How it measures up in Newport 02840

The dot is this home. The mark in the middle is the typical home in Newport 02840.

Estimated value$1,452,730
CheaperTypical $945,707Pricier

Pricier than 76% of homes nearby

Price per ft²$1096
CheaperTypical $656Pricier

Pricier than 92% of homes nearby

Living area1,325 ft²
SmallerTypical 1,654 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.2 ac
SmallerTypical 0.11 acBigger

Bigger than 76% of homes nearby

Year built1950
OlderTypical 1920Newer

Newer than 68% of homes nearby

How 128 Ruggles Ave ranks against every home in each area.
MeasureThis homeNewport 02840Newport County
Estimated valuepricier than$1,452,73076% of homes84% of homes
Price per ft²pricier than$109692% of homes95% of homes
Living areabigger than1,325 ft²33% of homes34% of homes
Lot sizebigger than0.2 ac76% of homes32% of homes
Year builtnewer than195068% of homes35% of homes

About 128 Ruggles Ave

How much is 128 Ruggles Ave, Newport, RI worth?

The TopHap Estimate for 128 Ruggles Ave, Newport, RI is $1,452,730 as of Jul 14, 2026. The likely range is $1,382,827 to $1,522,633. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 Ruggles Ave, Newport, RI last sell?

128 Ruggles Ave, Newport, RI last sold on Apr 29, 2026 for $1,430,000, according to the county's recorded deed.

How big is 128 Ruggles Ave, Newport, RI?

128 Ruggles Ave, Newport, RI has 3 bedrooms, 2 bathrooms, 1,325 square feet of living space and a 0.20-acre lot.

When was 128 Ruggles Ave, Newport, RI built?

128 Ruggles Ave, Newport, RI was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 128 Ruggles Ave, Newport, RI?

128 Ruggles Ave, Newport, RI is assigned to Rogers High School (high), rated C; Frank E. Thompson Middle School (middle), rated D+; Claiborne Pell Elementary School (elementary), rated C-. All sit in Newport School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 Ruggles Ave, Newport, RI compare to other homes in Newport 02840?

Among the 8,542 homes in Newport 02840, it is worth more than 76% of them ($1,452,730 against a typical $945,707), its price per square foot is higher than 92% of them ($1096 against a typical $656), it is bigger than 33% of them (1,325 ft² against a typical 1,654 ft²), its lot is bigger than 76% of them (0.2 ac against a typical 0.11 ac) and it is newer than 68% of them (1950 against a typical 1920). Measured against all of Newport County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 Ruggles Ave, Newport, RI?

The 2025 property tax bill for 128 Ruggles Ave, Newport, RI was $8,906. The county assessed it at $1,025,000.

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