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Single Family ResidenceResidential
$211,151$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12849 ROUTE 20 SOUTH RD

ROCK CAVE, WV 26234
3
Beds
2
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$211K
$181K low$241K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.119%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$242,104
FREEDOM BANK · 5.98% · recorded Apr 8, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$526 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUpshur
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 26234These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,536
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,921
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,533
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12849 Route 20 South Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Rock Cave 26234
  • Costs more per square foot than 76% of homes in Rock Cave 26234
  • Has a smaller lot than 90% of homes in Rock Cave 26234
  • Newer than 83% of homes in Rock Cave 26234

What homes are worth in Rock Cave 26234

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$494K

This home is worth more than 75% of homes in Rock Cave 26234.

How it measures up in Rock Cave 26234

The dot is this home. The mark in the middle is the typical home in Rock Cave 26234.

Estimated value$211,151
CheaperTypical $149,310Pricier

Pricier than 75% of homes nearby

Price per ft²$153
CheaperTypical $112Pricier

Pricier than 76% of homes nearby

Living area1,380 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.51 ac
SmallerTypical 3 acBigger

Bigger than 10% of homes nearby

Year built1999
OlderTypical 1976Newer

Newer than 83% of homes nearby

How 12849 Route 20 South Rd ranks against every home in each area.
MeasureThis homeRock Cave 26234Upshur County
Estimated valuepricier than$211,15175% of homes63% of homes
Price per ft²pricier than$15376% of homes73% of homes
Living areabigger than1,380 ft²60% of homes47% of homes
Lot sizebigger than0.51 ac10% of homes36% of homes
Year builtnewer than199983% of homes81% of homes

About 12849 Route 20 South Rd

How much is 12849 Route 20 South Rd, Rock Cave, WV worth?

The TopHap Estimate for 12849 Route 20 South Rd, Rock Cave, WV is $211,151 as of Jul 14, 2026. The likely range is $181,159 to $241,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12849 Route 20 South Rd, Rock Cave, WV?

12849 Route 20 South Rd, Rock Cave, WV has 3 bedrooms, 2 bathrooms, 1,380 square feet of living space and a 0.51-acre lot.

When was 12849 Route 20 South Rd, Rock Cave, WV built?

12849 Route 20 South Rd, Rock Cave, WV was built in 1999, making it 27 years old. It is a conventional home. The building has 1 story.

How does 12849 Route 20 South Rd, Rock Cave, WV compare to other homes in Rock Cave 26234?

Among the 660 homes in Rock Cave 26234, it is worth more than 75% of them ($211,151 against a typical $149,310), its price per square foot is higher than 76% of them ($153 against a typical $112), it is bigger than 60% of them (1,380 ft² against a typical 1,280 ft²), its lot is bigger than 10% of them (0.51 ac against a typical 3 ac) and it is newer than 83% of them (1999 against a typical 1976). Measured against all of Upshur County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12849 Route 20 South Rd, Rock Cave, WV?

The 2025 property tax bill for 12849 Route 20 South Rd, Rock Cave, WV was $526. The county assessed it at $77,400.

Closest homes

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